Open on the map

Stanislaus County, CA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$461,114+0.2% YoY · prices are flat
Market right nowBalanced, leaning buyersMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$99,960About 1.3× the local median income ($77,812): a stretch for a typical household
Days on market50 daysFaster than a year ago: sellers have the edge
Next 12 months−0.3%Zillow expects prices to stay about flat

The typical home in Stanislaus County, CA is worth $461,114, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $393,924, so the area is 17.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 5% from a year ago, 21% of listings have had a price cut. Zillow expects prices to fall about 0.3% over the next year. A household needs about $99,960 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,812. Typical rent is $2,068 a month, or $2,429 for a house. In the latest IRS figures, 1,126 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$461,114
Change in 1 year+0.2%
Overvalued %+17.1%
Show 7 more
Fair home value$393,924
Change in 5 years+10.6%
Zillow forecast, next 12 months−0.3%
Home value to income5.9×
Monthly mortgage payment (20% down)$2,499
Income needed to afford it$99,960
Property tax rate0.71%

Rent and investing

Typical rent$2,068
Typical rent for houses$2,429
Price-to-rent ratio18.6×
Show 3 more
HUD Fair Market Rent, 2 bedrooms$1,803
Gross rental yield5.38%
Cap rate (estimate)3.50%

Market activity

Listings vs a year ago+5.2%
Days on market50
Listings with a price cut21.1%
Show 3 more
Homes for sale875
Pending sales per 100 listings40
Asking price per sq ft$300

People and jobs

Median household income$77,812
Population change (1 year)+0.1%
Unemployment rate8.0%
Show 4 more
Population557,719
Income adjusted for cost of living$74,747
Net moves in (IRS)−1,126
Cost of living (US = 100)104.1

Schools, risk and environment

School rating (1 to 10)4.3
FEMA hazard risk score (0 to 100)96.9
Unhealthy air days a year3
Show 4 more
Flood risk score96.0
Wildfire risk score95.0
Walkability (1 to 20)12.3
Road, rail and air noise53 dB

Questions people ask

Is Stanislaus County, CA overvalued?
Home prices in Stanislaus County, CA are well above what local incomes have historically supported: fair value is about $393,924, so the area is 17.1% overvalued.
Is Stanislaus County, CA a buyer's or seller's market?
Stanislaus County, CA is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 5% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Stanislaus County, CA?
Home values in Stanislaus County, CA are up 0.2% over the last year. Zillow's forecast for the next 12 months is −0.3%.
How much do you need to earn to buy a home in Stanislaus County, CA?
A household needs about $99,960 a year to afford the typical home in Stanislaus County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $77,812.

Nearby and similar counties

ZIP codes in Stanislaus County (open on the map)

See every chart for Stanislaus County, CA on the map