Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$415,589−0.3% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$90,091About 1.1× the local median income ($85,625): a stretch for a typical household
Days on market79 daysFaster than a year ago: sellers have the edge
The typical home in Amador County, CA is worth $415,589, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $440,215, so the area is 5.6% undervalued. It is a buyer's market: homes take about 79 days to sell, listings are up 1% from a year ago, 18% of listings have had a price cut. A household needs about $90,091 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,625. Typical rent is $1,989 a month. In the latest IRS figures, 231 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$415,589
Change in 1 year
−0.3%
Overvalued %
−5.6%
Show 6 more
Fair home value
$440,215
Change in 5 years
−1.6%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$2,252
Income needed to afford it
$90,091
Property tax rate
0.70%
Rent and investing
Typical rent
$1,989
Price-to-rent ratio
17.4×
HUD Fair Market Rent, 2 bedrooms
$1,765
Show 2 more
Gross rental yield
5.74%
Cap rate (estimate)
3.73%
Market activity
Listings vs a year ago
+1.4%
Days on market
79
Listings with a price cut
17.8%
Show 3 more
Homes for sale
291
Pending sales per 100 listings
16
Asking price per sq ft
$276
People and jobs
Median household income
$85,625
Population change (1 year)
−0.2%
Unemployment rate
5.4%
Show 4 more
Population
41,876
Income adjusted for cost of living
$85,625
Net moves in (IRS)
+231
Cost of living (US = 100)
100.0
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
79.2
Unhealthy air days a year
0
Show 4 more
Flood risk score
70.0
Wildfire risk score
98.1
Walkability (1 to 20)
6.5
Road, rail and air noise
55 dB
Questions people ask
Is Amador County, CA overvalued?
Home prices in Amador County, CA are slightly below what local incomes have historically supported: fair value is about $440,215, so the area is 5.6% undervalued.
Is Amador County, CA a buyer's or seller's market?
Amador County, CA is a buyer's market: homes take about 79 days to sell, listings are up 1% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Amador County, CA?
Home values in Amador County, CA are down 0.3% over the last year.
How much do you need to earn to buy a home in Amador County, CA?
A household needs about $90,091 a year to afford the typical home in Amador County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,625.