Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$412,733−2.4% YoY · prices are falling
Market right nowBalanced marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$89,472About 1.5× the local median income ($58,960): hard to afford
Days on market86 daysAbout the same pace as a year ago
The typical home in Humboldt County, CA is worth $412,733, down 2.4% from a year ago. That is well below what local incomes have historically supported: fair value is about $503,801, so the area is 18.1% undervalued. It is a balanced market: homes take about 86 days to sell, listings are down 2% from a year ago, 20% of listings have had a price cut. A household needs about $89,472 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,960. Typical rent is $1,638 a month. In the latest IRS figures, 789 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$412,733
Change in 1 year
−2.4%
Overvalued %
−18.1%
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Fair home value
$503,801
Change in 5 years
−10.1%
Home value to income
7.0×
Monthly mortgage payment (20% down)
$2,237
Income needed to afford it
$89,472
Property tax rate
0.64%
Rent and investing
Typical rent
$1,638
Price-to-rent ratio
21.0×
HUD Fair Market Rent, 2 bedrooms
$1,554
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Gross rental yield
4.76%
Cap rate (estimate)
3.10%
Market activity
Listings vs a year ago
−2.0%
Days on market
86
Listings with a price cut
19.5%
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Homes for sale
444
Pending sales per 100 listings
29
Asking price per sq ft
$299
People and jobs
Median household income
$58,960
Population change (1 year)
−0.5%
Unemployment rate
9.0%
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Population
131,647
Income adjusted for cost of living
$58,960
Net moves in (IRS)
−789
Cost of living (US = 100)
100.0
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
96.8
Unhealthy air days a year
0
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Flood risk score
94.2
Wildfire risk score
95.5
Walkability (1 to 20)
10.8
Road, rail and air noise
54 dB
Questions people ask
Is Humboldt County, CA overvalued?
Home prices in Humboldt County, CA are well below what local incomes have historically supported: fair value is about $503,801, so the area is 18.1% undervalued.
Is Humboldt County, CA a buyer's or seller's market?
Humboldt County, CA is a balanced market: homes take about 86 days to sell, listings are down 2% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Humboldt County, CA?
Home values in Humboldt County, CA are down 2.4% over the last year.
How much do you need to earn to buy a home in Humboldt County, CA?
A household needs about $89,472 a year to afford the typical home in Humboldt County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $58,960.