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Butte County, CA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$394,052+0.2% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$85,422About 1.3× the local median income ($65,143): a stretch for a typical household
Days on market67 daysFaster than a year ago: sellers have the edge
Next 12 months−0.7%Zillow expects prices to dip slightly

The typical home in Butte County, CA is worth $394,052, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $385,127, so the area is 2.3% overvalued. It is a buyer's market: homes take about 67 days to sell, listings are up 12% from a year ago, 22% of listings have had a price cut. Zillow expects prices to fall about 0.7% over the next year. A household needs about $85,422 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,143. Typical rent is $1,549 a month, or $2,115 for a house. In the latest IRS figures, 689 more people moved in than out.

Home value over time

$0K$100K$200K$300K$400K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$394,052
Change in 1 year+0.2%
Overvalued %+2.3%
Show 7 more
Fair home value$385,127
Change in 5 years+0.3%
Zillow forecast, next 12 months−0.7%
Home value to income6.0×
Monthly mortgage payment (20% down)$2,136
Income needed to afford it$85,422
Property tax rate0.69%

Rent and investing

Typical rent$1,549
Typical rent for houses$2,115
Price-to-rent ratio21.2×
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HUD Fair Market Rent, 2 bedrooms$1,509
Gross rental yield4.72%
Cap rate (estimate)3.07%

Market activity

Listings vs a year ago+12.0%
Days on market67
Listings with a price cut21.5%
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Homes for sale680
Pending sales per 100 listings26
Asking price per sq ft$266

People and jobs

Median household income$65,143
Population change (1 year)+0.3%
Unemployment rate7.5%
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Population209,211
Income adjusted for cost of living$64,371
Net moves in (IRS)+689
Cost of living (US = 100)101.2

Schools, risk and environment

School rating (1 to 10)5.5
FEMA hazard risk score (0 to 100)93.9
Unhealthy air days a year0
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Flood risk score93.2
Wildfire risk score98.5
Walkability (1 to 20)7.0
Road, rail and air noise53 dB

Questions people ask

Is Butte County, CA overvalued?
Home prices in Butte County, CA are slightly above what local incomes have historically supported: fair value is about $385,127, so the area is 2.3% overvalued.
Is Butte County, CA a buyer's or seller's market?
Butte County, CA is a buyer's market: homes take about 67 days to sell, listings are up 12% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Butte County, CA?
Home values in Butte County, CA are up 0.2% over the last year. Zillow's forecast for the next 12 months is −0.7%.
How much do you need to earn to buy a home in Butte County, CA?
A household needs about $85,422 a year to afford the typical home in Butte County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,143.

Nearby and similar counties

ZIP codes in Butte County (open on the map)

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