Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$385,440−1.2% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$83,555About 1.1× the local median income ($78,639): a stretch for a typical household
Days on market92 daysFaster than a year ago: sellers have the edge
The typical home in Tuolumne County, CA is worth $385,440, down 1.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $452,777, so the area is 14.9% undervalued. It is a balanced market, leaning toward buyers: homes take about 92 days to sell, listings are down 2% from a year ago, 18% of listings have had a price cut. A household needs about $83,555 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,639. Typical rent is $1,533 a month. In the latest IRS figures, 93 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$385,440
Change in 1 year
−1.2%
Overvalued %
−14.9%
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Fair home value
$452,777
Change in 5 years
−0.2%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$2,089
Income needed to afford it
$83,555
Property tax rate
0.66%
Rent and investing
Typical rent
$1,533
Price-to-rent ratio
21.0×
HUD Fair Market Rent, 2 bedrooms
$1,603
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Gross rental yield
4.77%
Cap rate (estimate)
3.10%
Market activity
Listings vs a year ago
−2.3%
Days on market
92
Listings with a price cut
17.5%
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Homes for sale
461
Pending sales per 100 listings
18
Asking price per sq ft
$262
People and jobs
Median household income
$78,639
Population change (1 year)
−1.9%
Unemployment rate
8.2%
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Population
53,160
Income adjusted for cost of living
$78,639
Net moves in (IRS)
−93
Cost of living (US = 100)
100.0
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
85.2
Unhealthy air days a year
1
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Flood risk score
81.0
Wildfire risk score
99.3
Walkability (1 to 20)
6.2
Road, rail and air noise
54 dB
Questions people ask
Is Tuolumne County, CA overvalued?
Home prices in Tuolumne County, CA are well below what local incomes have historically supported: fair value is about $452,777, so the area is 14.9% undervalued.
Is Tuolumne County, CA a buyer's or seller's market?
Tuolumne County, CA is a balanced market, leaning toward buyers: homes take about 92 days to sell, listings are down 2% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Tuolumne County, CA?
Home values in Tuolumne County, CA are down 1.2% over the last year.
How much do you need to earn to buy a home in Tuolumne County, CA?
A household needs about $83,555 a year to afford the typical home in Tuolumne County, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,639.