Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$425,172−0.2% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$92,168About 1.2× the local median income ($74,225): a stretch for a typical household
Days on market64 daysAbout the same pace as a year ago
Next 12 months+0.5%Zillow expects prices to stay about flat
The typical home in Yuba City, CA is worth $425,172, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $379,889, so the area is 11.9% overvalued. It is a buyer's market: homes take about 64 days to sell, listings are up 15% from a year ago, 22% of listings have had a price cut. Zillow expects prices to rise about 0.5% over the next year. A household needs about $92,168 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,225. Typical rent is $2,033 a month, or $2,399 for a house. In the latest IRS figures, 161 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$425,172
Change in 1 year
−0.2%
Overvalued %
+11.9%
Show 7 more
Fair home value
$379,889
Change in 5 years
+7.1%
Zillow forecast, next 12 months
+0.5%
Home value to income
5.7×
Monthly mortgage payment (20% down)
$2,304
Income needed to afford it
$92,168
Property tax rate
0.75%
Rent and investing
Typical rent
$2,033
Typical rent for houses
$2,399
Price-to-rent ratio
17.4×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,600
Gross rental yield
5.74%
Cap rate (estimate)
3.73%
Market activity
Listings vs a year ago
+14.9%
Days on market
64
Listings with a price cut
21.6%
Show 3 more
Homes for sale
471
Pending sales per 100 listings
35
Asking price per sq ft
$270
People and jobs
Median household income
$74,225
Population change (1 year)
+0.6%
Unemployment rate
7.0%
Show 4 more
Population
187,478
Income adjusted for cost of living
$71,233
Net moves in (IRS)
−161
Cost of living (US = 100)
104.2
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
82.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
77.3
Wildfire risk score
86.4
Walkability (1 to 20)
10.2
Road, rail and air noise
54 dB
Questions people ask
Is Yuba City, CA overvalued?
Home prices in Yuba City, CA are well above what local incomes have historically supported: fair value is about $379,889, so the area is 11.9% overvalued.
Is Yuba City, CA a buyer's or seller's market?
Yuba City, CA is a buyer's market: homes take about 64 days to sell, listings are up 15% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Yuba City, CA?
Home values in Yuba City, CA are down 0.2% over the last year. Zillow's forecast for the next 12 months is +0.5%.
How much do you need to earn to buy a home in Yuba City, CA?
A household needs about $92,168 a year to afford the typical home in Yuba City, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,225.