Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$260,206−2.0% YoY · prices are falling
Market right nowBuyer's marketFewer homes for sale than last year, 21% have cut their price
Income needed to buy, per year$56,407About 0.9× the local median income ($64,975): affordable for a typical household
Days on market93 daysSlower than a year ago: buyers have time to negotiate
The typical home in Montague County, TX is worth $260,206, down 2.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $258,315, so the area is 0.7% overvalued. It is a buyer's market: homes take about 93 days to sell, listings are down 11% from a year ago, 21% of listings have had a price cut. A household needs about $56,407 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,975. In the latest IRS figures, 285 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$260,206
Change in 1 year
−2.0%
Overvalued %
+0.7%
Show 6 more
Fair home value
$258,315
Change in 5 years
+6.2%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,410
Income needed to afford it
$56,407
Property tax rate
0.92%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,088
Market activity
Listings vs a year ago
−10.9%
Days on market
93
Listings with a price cut
21.3%
Show 3 more
Homes for sale
163
Pending sales per 100 listings
15
Asking price per sq ft
$172
People and jobs
Median household income
$64,975
Population change (1 year)
+0.5%
Unemployment rate
7.1%
Show 4 more
Population
21,966
Income adjusted for cost of living
$74,003
Net moves in (IRS)
+285
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
54.9
Flood risk score
30.7
Show 3 more
Wildfire risk score
89.8
Walkability (1 to 20)
6.2
Road, rail and air noise
52 dB
Questions people ask
Is Montague County, TX overvalued?
Home prices in Montague County, TX are slightly above what local incomes have historically supported: fair value is about $258,315, so the area is 0.7% overvalued.
Is Montague County, TX a buyer's or seller's market?
Montague County, TX is a buyer's market: homes take about 93 days to sell, listings are down 11% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Montague County, TX?
Home values in Montague County, TX are down 2.0% over the last year.
How much do you need to earn to buy a home in Montague County, TX?
A household needs about $56,407 a year to afford the typical home in Montague County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,975.