Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$261,373+7.7% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$56,660About 0.6× the local median income ($91,653): affordable for a typical household
Days on market98 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hartley County, TX is worth $261,373, up 7.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $260,931, so the area is 0.2% overvalued. It is a balanced market, leaning toward sellers: homes take about 98 days to sell, listings are down 7% from a year ago, 14% of listings have had a price cut. A household needs about $56,660 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $91,653. In the latest IRS figures, 114 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$261,373
Change in 1 year
+7.7%
Overvalued %
+0.2%
Show 6 more
Fair home value
$260,931
Change in 5 years
+17.7%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$1,417
Income needed to afford it
$56,660
Property tax rate
1.01%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,218
Market activity
Listings vs a year ago
−6.7%
Days on market
98
Listings with a price cut
13.8%
Show 3 more
Homes for sale
28
Pending sales per 100 listings
7
Asking price per sq ft
$140
People and jobs
Median household income
$91,653
Population change (1 year)
−1.3%
Unemployment rate
1.6%
Show 4 more
Population
4,904
Income adjusted for cost of living
$104,388
Net moves in (IRS)
−114
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.4
FEMA hazard risk score (0 to 100)
33.1
Flood risk score
5.1
Show 3 more
Wildfire risk score
71.1
Walkability (1 to 20)
6.4
Road, rail and air noise
50 dB
Questions people ask
Is Hartley County, TX overvalued?
Home prices in Hartley County, TX are slightly above what local incomes have historically supported: fair value is about $260,931, so the area is 0.2% overvalued.
Is Hartley County, TX a buyer's or seller's market?
Hartley County, TX is a balanced market, leaning toward sellers: homes take about 98 days to sell, listings are down 7% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Hartley County, TX?
Home values in Hartley County, TX are up 7.7% over the last year.
How much do you need to earn to buy a home in Hartley County, TX?
A household needs about $56,660 a year to afford the typical home in Hartley County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $91,653.