Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$250,862+2.3% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$54,382About 0.8× the local median income ($65,859): affordable for a typical household
Days on market75 daysAbout the same pace as a year ago
The typical home in Giles County, TN is worth $250,862, up 2.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $213,200, so the area is 17.7% overvalued. It is a buyer's market: homes take about 75 days to sell, listings are up 20% from a year ago, 26% of listings have had a price cut. A household needs about $54,382 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,859. Typical rent is $1,350 a month. In the latest IRS figures, 322 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$250,862
Change in 1 year
+2.3%
Overvalued %
+17.7%
Show 6 more
Fair home value
$213,200
Change in 5 years
+29.9%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,360
Income needed to afford it
$54,382
Property tax rate
0.42%
Rent and investing
Typical rent
$1,350
Price-to-rent ratio
15.5×
HUD Fair Market Rent, 2 bedrooms
$1,105
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Gross rental yield
6.46%
Cap rate (estimate)
4.20%
Market activity
Listings vs a year ago
+20.3%
Days on market
75
Listings with a price cut
26.1%
Show 3 more
Homes for sale
166
Pending sales per 100 listings
20
Asking price per sq ft
$200
People and jobs
Median household income
$65,859
Population change (1 year)
+1.3%
Unemployment rate
4.4%
Show 4 more
Population
31,433
Income adjusted for cost of living
$77,572
Net moves in (IRS)
+322
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
6.3
FEMA hazard risk score (0 to 100)
60.9
Flood risk score
60.8
Show 3 more
Wildfire risk score
19.8
Walkability (1 to 20)
4.9
Road, rail and air noise
53 dB
Questions people ask
Is Giles County, TN overvalued?
Home prices in Giles County, TN are well above what local incomes have historically supported: fair value is about $213,200, so the area is 17.7% overvalued.
Is Giles County, TN a buyer's or seller's market?
Giles County, TN is a buyer's market: homes take about 75 days to sell, listings are up 20% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Giles County, TN?
Home values in Giles County, TN are up 2.3% over the last year.
How much do you need to earn to buy a home in Giles County, TN?
A household needs about $54,382 a year to afford the typical home in Giles County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,859.