Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$249,121+5.7% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$54,004About 0.8× the local median income ($67,537): affordable for a typical household
Days on market77 daysSlower than a year ago: buyers have time to negotiate
The typical home in Humphreys County, TN is worth $249,121, up 5.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $201,638, so the area is 23.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 77 days to sell, listings are up 11% from a year ago, 17% of listings have had a price cut. A household needs about $54,004 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,537. In the latest IRS figures, 286 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$249,121
Change in 1 year
+5.7%
Overvalued %
+23.5%
Show 6 more
Fair home value
$201,638
Change in 5 years
+32.7%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,350
Income needed to afford it
$54,004
Property tax rate
0.48%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,055
Market activity
Listings vs a year ago
+10.9%
Days on market
77
Listings with a price cut
16.7%
Show 3 more
Homes for sale
102
Pending sales per 100 listings
16
Asking price per sq ft
$200
People and jobs
Median household income
$67,537
Population change (1 year)
+0.5%
Unemployment rate
6.9%
Show 4 more
Population
19,646
Income adjusted for cost of living
$79,549
Net moves in (IRS)
+286
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
48.3
Flood risk score
46.0
Show 3 more
Wildfire risk score
10.8
Walkability (1 to 20)
5.0
Road, rail and air noise
54 dB
Questions people ask
Is Humphreys County, TN overvalued?
Home prices in Humphreys County, TN are well above what local incomes have historically supported: fair value is about $201,638, so the area is 23.5% overvalued.
Is Humphreys County, TN a buyer's or seller's market?
Humphreys County, TN is a balanced market, leaning toward buyers: homes take about 77 days to sell, listings are up 11% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Humphreys County, TN?
Home values in Humphreys County, TN are up 5.7% over the last year.
How much do you need to earn to buy a home in Humphreys County, TN?
A household needs about $54,004 a year to afford the typical home in Humphreys County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,537.