Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$251,818+3.9% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$54,589About 1.0× the local median income ($56,460): affordable for a typical household
Days on market65 daysAbout the same pace as a year ago
The typical home in Overton County, TN is worth $251,818, up 3.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $212,827, so the area is 18.3% overvalued. It is a buyer's market: homes take about 65 days to sell, listings are up 21% from a year ago, 21% of listings have had a price cut. A household needs about $54,589 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,460. In the latest IRS figures, 380 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$251,818
Change in 1 year
+3.9%
Overvalued %
+18.3%
Show 6 more
Fair home value
$212,827
Change in 5 years
+31.4%
Home value to income
4.5×
Monthly mortgage payment (20% down)
$1,365
Income needed to afford it
$54,589
Property tax rate
0.39%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$995
Market activity
Listings vs a year ago
+20.8%
Days on market
65
Listings with a price cut
21.2%
Show 3 more
Homes for sale
122
Pending sales per 100 listings
19
Asking price per sq ft
$205
People and jobs
Median household income
$56,460
Population change (1 year)
+0.9%
Unemployment rate
3.2%
Show 4 more
Population
23,787
Income adjusted for cost of living
$66,502
Net moves in (IRS)
+380
Cost of living (US = 100)
84.9
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
22.2
Flood risk score
27.4
Show 3 more
Wildfire risk score
28.3
Walkability (1 to 20)
4.4
Road, rail and air noise
54 dB
Questions people ask
Is Overton County, TN overvalued?
Home prices in Overton County, TN are well above what local incomes have historically supported: fair value is about $212,827, so the area is 18.3% overvalued.
Is Overton County, TN a buyer's or seller's market?
Overton County, TN is a buyer's market: homes take about 65 days to sell, listings are up 21% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Overton County, TN?
Home values in Overton County, TN are up 3.9% over the last year.
How much do you need to earn to buy a home in Overton County, TN?
A household needs about $54,589 a year to afford the typical home in Overton County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,460.