Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$180,049+5.0% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$39,031About 0.6× the local median income ($62,644): affordable for a typical household
Days on market71 daysSlower than a year ago: buyers have time to negotiate
The typical home in Somerset County, PA is worth $180,049, up 5.0% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $179,979, so the area is 0.0% undervalued. It is a seller's market: homes take about 71 days to sell, listings are up 10% from a year ago, 15% of listings have had a price cut. A household needs about $39,031 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,644. In the latest IRS figures, 24 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$180,049
Change in 1 year
+5.0%
Overvalued %
0.0%
Show 6 more
Fair home value
$179,979
Change in 5 years
+19.9%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$976
Income needed to afford it
$39,031
Property tax rate
0.98%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+9.8%
Days on market
71
Listings with a price cut
15.3%
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Homes for sale
145
Pending sales per 100 listings
67
Asking price per sq ft
$121
People and jobs
Median household income
$62,644
Population change (1 year)
−0.3%
Unemployment rate
4.9%
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Population
72,004
Income adjusted for cost of living
$69,373
Net moves in (IRS)
+24
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
7.0
FEMA hazard risk score (0 to 100)
64.2
Unhealthy air days a year
0
Show 4 more
Flood risk score
80.0
Wildfire risk score
40.8
Walkability (1 to 20)
6.3
Road, rail and air noise
54 dB
Questions people ask
Is Somerset County, PA overvalued?
Home prices in Somerset County, PA are slightly below what local incomes have historically supported: fair value is about $179,979, so the area is 0.0% undervalued.
Is Somerset County, PA a buyer's or seller's market?
Somerset County, PA is a seller's market: homes take about 71 days to sell, listings are up 10% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Somerset County, PA?
Home values in Somerset County, PA are up 5.0% over the last year.
How much do you need to earn to buy a home in Somerset County, PA?
A household needs about $39,031 a year to afford the typical home in Somerset County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,644.