Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$172,619+8.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$37,420About 0.6× the local median income ($61,768): affordable for a typical household
Days on market59 daysSlower than a year ago: buyers have time to negotiate
The typical home in Indiana County, PA is worth $172,619, up 8.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $162,957, so the area is 5.9% overvalued. It is a balanced market, leaning toward sellers: homes take about 59 days to sell, listings are up 30% from a year ago, 17% of listings have had a price cut. A household needs about $37,420 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,768. Typical rent is $1,913 a month. In the latest IRS figures, 75 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$172,619
Change in 1 year
+8.2%
Overvalued %
+5.9%
Show 6 more
Fair home value
$162,957
Change in 5 years
+29.3%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$936
Income needed to afford it
$37,420
Property tax rate
1.50%
Rent and investing
Typical rent
$1,913
Price-to-rent ratio
7.5×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
13.30%
Cap rate (estimate)
8.64%
Market activity
Listings vs a year ago
+29.5%
Days on market
59
Listings with a price cut
16.7%
Show 3 more
Homes for sale
136
Pending sales per 100 listings
52
Asking price per sq ft
$124
People and jobs
Median household income
$61,768
Population change (1 year)
−0.5%
Unemployment rate
6.7%
Show 4 more
Population
82,878
Income adjusted for cost of living
$68,403
Net moves in (IRS)
+75
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
63.7
Unhealthy air days a year
2
Show 4 more
Flood risk score
77.8
Wildfire risk score
37.9
Walkability (1 to 20)
6.6
Road, rail and air noise
53 dB
Questions people ask
Is Indiana County, PA overvalued?
Home prices in Indiana County, PA are slightly above what local incomes have historically supported: fair value is about $162,957, so the area is 5.9% overvalued.
Is Indiana County, PA a buyer's or seller's market?
Indiana County, PA is a balanced market, leaning toward sellers: homes take about 59 days to sell, listings are up 30% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Indiana County, PA?
Home values in Indiana County, PA are up 8.2% over the last year.
How much do you need to earn to buy a home in Indiana County, PA?
A household needs about $37,420 a year to afford the typical home in Indiana County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,768.