Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$175,473+1.4% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 22% have cut their price
Income needed to buy, per year$38,039About 0.6× the local median income ($61,984): affordable for a typical household
Days on market53 daysFaster than a year ago: sellers have the edge
The typical home in Northumberland County, PA is worth $175,473, up 1.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $180,984, so the area is 3.0% undervalued. It is a balanced market, leaning toward buyers: homes take about 53 days to sell, listings are up 27% from a year ago, 22% of listings have had a price cut. A household needs about $38,039 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,984. Typical rent is $971 a month. In the latest IRS figures, 44 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$175,473
Change in 1 year
+1.4%
Overvalued %
−3.0%
Show 6 more
Fair home value
$180,984
Change in 5 years
+15.8%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$951
Income needed to afford it
$38,039
Property tax rate
1.10%
Rent and investing
Typical rent
$971
Price-to-rent ratio
15.1×
HUD Fair Market Rent, 2 bedrooms
$1,014
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Gross rental yield
6.64%
Cap rate (estimate)
4.31%
Market activity
Listings vs a year ago
+27.0%
Days on market
53
Listings with a price cut
22.4%
Show 3 more
Homes for sale
207
Pending sales per 100 listings
51
Asking price per sq ft
$105
People and jobs
Median household income
$61,984
Population change (1 year)
−0.1%
Unemployment rate
3.7%
Show 4 more
Population
89,920
Income adjusted for cost of living
$68,642
Net moves in (IRS)
+44
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
3.8
FEMA hazard risk score (0 to 100)
79.2
Flood risk score
88.3
Show 3 more
Wildfire risk score
31.3
Walkability (1 to 20)
7.5
Road, rail and air noise
53 dB
Questions people ask
Is Northumberland County, PA overvalued?
Home prices in Northumberland County, PA are slightly below what local incomes have historically supported: fair value is about $180,984, so the area is 3.0% undervalued.
Is Northumberland County, PA a buyer's or seller's market?
Northumberland County, PA is a balanced market, leaning toward buyers: homes take about 53 days to sell, listings are up 27% from a year ago, 22% of listings have had a price cut.
Are home prices going down in Northumberland County, PA?
Home values in Northumberland County, PA are up 1.4% over the last year.
How much do you need to earn to buy a home in Northumberland County, PA?
A household needs about $38,039 a year to afford the typical home in Northumberland County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,984.