Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$160,272+4.6% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$34,744About 0.6× the local median income ($56,229): affordable for a typical household
Days on market83 daysAbout the same pace as a year ago
The typical home in Potter County, PA is worth $160,272, up 4.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $172,915, so the area is 7.3% undervalued. It is a balanced market: homes take about 83 days to sell, listings are up 13% from a year ago, 14% of listings have had a price cut. A household needs about $34,744 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,229. In the latest IRS figures, 123 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$160,272
Change in 1 year
+4.6%
Overvalued %
−7.3%
Show 6 more
Fair home value
$172,915
Change in 5 years
+5.0%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$869
Income needed to afford it
$34,744
Property tax rate
1.21%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+13.3%
Days on market
83
Listings with a price cut
14.0%
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Homes for sale
85
Pending sales per 100 listings
31
Asking price per sq ft
$149
People and jobs
Median household income
$56,229
Population change (1 year)
−0.7%
Unemployment rate
3.8%
Show 4 more
Population
15,897
Income adjusted for cost of living
$62,269
Net moves in (IRS)
−123
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
28.1
Flood risk score
55.2
Show 3 more
Wildfire risk score
3.3
Walkability (1 to 20)
5.8
Road, rail and air noise
54 dB
Questions people ask
Is Potter County, PA overvalued?
Home prices in Potter County, PA are slightly below what local incomes have historically supported: fair value is about $172,915, so the area is 7.3% undervalued.
Is Potter County, PA a buyer's or seller's market?
Potter County, PA is a balanced market: homes take about 83 days to sell, listings are up 13% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Potter County, PA?
Home values in Potter County, PA are up 4.6% over the last year.
How much do you need to earn to buy a home in Potter County, PA?
A household needs about $34,744 a year to afford the typical home in Potter County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,229.