Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$144,352+4.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$31,293About 0.5× the local median income ($61,276): affordable for a typical household
Days on market68 daysSlower than a year ago: buyers have time to negotiate
The typical home in Clearfield County, PA is worth $144,352, up 4.3% from a year ago. That is well below what local incomes have historically supported: fair value is about $174,805, so the area is 17.4% undervalued. It is a balanced market, leaning toward sellers: homes take about 68 days to sell, listings are up 15% from a year ago, 16% of listings have had a price cut. A household needs about $31,293 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,276. Typical rent is $968 a month. In the latest IRS figures, 32 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$144,352
Change in 1 year
+4.3%
Overvalued %
−17.4%
Show 6 more
Fair home value
$174,805
Change in 5 years
−9.7%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$782
Income needed to afford it
$31,293
Property tax rate
1.09%
Rent and investing
Typical rent
$968
Price-to-rent ratio
12.4×
HUD Fair Market Rent, 2 bedrooms
$1,014
Show 2 more
Gross rental yield
8.05%
Cap rate (estimate)
5.23%
Market activity
Listings vs a year ago
+14.6%
Days on market
68
Listings with a price cut
15.6%
Show 3 more
Homes for sale
165
Pending sales per 100 listings
57
Asking price per sq ft
$112
People and jobs
Median household income
$61,276
Population change (1 year)
−0.0%
Unemployment rate
5.9%
Show 4 more
Population
78,100
Income adjusted for cost of living
$67,858
Net moves in (IRS)
+32
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
67.1
Unhealthy air days a year
0
Show 4 more
Flood risk score
80.6
Wildfire risk score
34.3
Walkability (1 to 20)
6.7
Road, rail and air noise
54 dB
Questions people ask
Is Clearfield County, PA overvalued?
Home prices in Clearfield County, PA are well below what local incomes have historically supported: fair value is about $174,805, so the area is 17.4% undervalued.
Is Clearfield County, PA a buyer's or seller's market?
Clearfield County, PA is a balanced market, leaning toward sellers: homes take about 68 days to sell, listings are up 15% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Clearfield County, PA?
Home values in Clearfield County, PA are up 4.3% over the last year.
How much do you need to earn to buy a home in Clearfield County, PA?
A household needs about $31,293 a year to afford the typical home in Clearfield County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,276.