Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$355,663+4.1% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$77,100About 1.1× the local median income ($70,797): a stretch for a typical household
Days on market83 daysFaster than a year ago: sellers have the edge
The typical home in Banner County, NE is worth $355,663, up 4.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $332,486, so the area is 7.0% overvalued. It is a seller's market: homes take about 83 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut. A household needs about $77,100 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,797. In the latest IRS figures, 45 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$355,663
Change in 1 year
+4.1%
Overvalued %
+7.0%
Show 6 more
Fair home value
$332,486
Change in 5 years
+40.4%
Home value to income
5.0×
Monthly mortgage payment (20% down)
$1,928
Income needed to afford it
$77,100
Property tax rate
1.26%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
0.0%
Days on market
83
Listings with a price cut
0.0%
Show 3 more
Homes for sale
2
Pending sales per 100 listings
100
Asking price per sq ft
$250
People and jobs
Median household income
$70,797
Population change (1 year)
+2.4%
Unemployment rate
3.7%
Show 4 more
Population
686
Income adjusted for cost of living
$82,036
Net moves in (IRS)
−45
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
3.3
FEMA hazard risk score (0 to 100)
0.8
Flood risk score
0.9
Show 3 more
Wildfire risk score
42.1
Walkability (1 to 20)
5.5
Road, rail and air noise
54 dB
Questions people ask
Is Banner County, NE overvalued?
Home prices in Banner County, NE are slightly above what local incomes have historically supported: fair value is about $332,486, so the area is 7.0% overvalued.
Is Banner County, NE a buyer's or seller's market?
Banner County, NE is a seller's market: homes take about 83 days to sell, listings are down 0% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Banner County, NE?
Home values in Banner County, NE are up 4.1% over the last year.
How much do you need to earn to buy a home in Banner County, NE?
A household needs about $77,100 a year to afford the typical home in Banner County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,797.