Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$339,233+1.7% YoY · prices are rising
Market right nowSeller's market0% have cut their price
Income needed to buy, per year$73,539About 1.1× the local median income ($67,039): a stretch for a typical household
Days on market5 days
The typical home in McPherson County, NE is worth $339,233, up 1.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $330,256, so the area is 2.7% overvalued. It is a seller's market: homes take about 5 days to sell, 0% of listings have had a price cut. A household needs about $73,539 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,039. In the latest IRS figures, 38 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$339,233
Change in 1 year
+1.7%
Overvalued %
+2.7%
Show 6 more
Fair home value
$330,256
Change in 5 years
+49.9%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$1,838
Income needed to afford it
$73,539
Property tax rate
1.11%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Days on market
5
Listings with a price cut
0.0%
Homes for sale
1
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Pending sales per 100 listings
100
Asking price per sq ft
$140
People and jobs
Median household income
$67,039
Population change (1 year)
−1.3%
Unemployment rate
0.0%
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Population
369
Income adjusted for cost of living
$77,681
Net moves in (IRS)
−38
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
0.1
Flood risk score
0.3
Show 3 more
Wildfire risk score
38.5
Walkability (1 to 20)
4.8
Road, rail and air noise
53 dB
Questions people ask
Is McPherson County, NE overvalued?
Home prices in McPherson County, NE are slightly above what local incomes have historically supported: fair value is about $330,256, so the area is 2.7% overvalued.
Is McPherson County, NE a buyer's or seller's market?
McPherson County, NE is a seller's market: homes take about 5 days to sell, 0% of listings have had a price cut.
Are home prices going down in McPherson County, NE?
Home values in McPherson County, NE are up 1.7% over the last year.
How much do you need to earn to buy a home in McPherson County, NE?
A household needs about $73,539 a year to afford the typical home in McPherson County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,039.