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Gosper County, NE housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$311,165−1.8% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$67,454About 0.9× the local median income ($76,403): affordable for a typical household
Days on market79 daysAbout the same pace as a year ago

The typical home in Gosper County, NE is worth $311,165, down 1.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $291,774, so the area is 6.6% overvalued. It is a buyer's market: homes take about 79 days to sell, listings are up 20% from a year ago, 0% of listings have had a price cut. A household needs about $67,454 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,403. In the latest IRS figures, 5 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K$250K2005201020152020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$311,165
Change in 1 year−1.8%
Overvalued %+6.6%
Show 6 more
Fair home value$291,774
Change in 5 years+37.4%
Home value to income4.1×
Monthly mortgage payment (20% down)$1,686
Income needed to afford it$67,454
Property tax rate1.05%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+20.0%
Days on market79
Listings with a price cut0.0%
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Homes for sale12
Pending sales per 100 listings17
Asking price per sq ft$217

People and jobs

Median household income$76,403
Population change (1 year)−1.3%
Unemployment rate2.4%
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Population1,803
Income adjusted for cost of living$88,532
Net moves in (IRS)−5
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)4.0
FEMA hazard risk score (0 to 100)9.8
Flood risk score2.1
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Wildfire risk score22.0
Walkability (1 to 20)5.8
Road, rail and air noise53 dB

Questions people ask

Is Gosper County, NE overvalued?
Home prices in Gosper County, NE are slightly above what local incomes have historically supported: fair value is about $291,774, so the area is 6.6% overvalued.
Is Gosper County, NE a buyer's or seller's market?
Gosper County, NE is a buyer's market: homes take about 79 days to sell, listings are up 20% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Gosper County, NE?
Home values in Gosper County, NE are down 1.8% over the last year.
How much do you need to earn to buy a home in Gosper County, NE?
A household needs about $67,454 a year to afford the typical home in Gosper County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,403.

Nearby and similar counties

ZIP codes in Gosper County (open on the map)

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