Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$317,580+7.0% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 8% have cut their price
Income needed to buy, per year$68,845About 0.8× the local median income ($82,422): affordable for a typical household
Days on market49 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.7%Zillow expects prices to rise slightly
The typical home in Seward County, NE is worth $317,580, up 7.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $250,492, so the area is 26.8% overvalued. It is a seller's market: homes take about 49 days to sell, listings are down 11% from a year ago, 8% of listings have had a price cut. Zillow expects prices to rise about 2.7% over the next year. A household needs about $68,845 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,422. In the latest IRS figures, 56 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$317,580
Change in 1 year
+7.0%
Overvalued %
+26.8%
Show 7 more
Fair home value
$250,492
Change in 5 years
+30.4%
Zillow forecast, next 12 months
+2.7%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,721
Income needed to afford it
$68,845
Property tax rate
1.18%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,055
Market activity
Listings vs a year ago
−11.1%
Days on market
49
Listings with a price cut
8.0%
Show 3 more
Homes for sale
32
Pending sales per 100 listings
34
Asking price per sq ft
$163
People and jobs
Median household income
$82,422
Population change (1 year)
+0.8%
Unemployment rate
2.1%
Show 4 more
Population
18,032
Income adjusted for cost of living
$89,980
Net moves in (IRS)
+56
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
8.6
FEMA hazard risk score (0 to 100)
24.9
Flood risk score
23.0
Show 3 more
Wildfire risk score
72.1
Walkability (1 to 20)
5.7
Road, rail and air noise
52 dB
Questions people ask
Is Seward County, NE overvalued?
Home prices in Seward County, NE are well above what local incomes have historically supported: fair value is about $250,492, so the area is 26.8% overvalued.
Is Seward County, NE a buyer's or seller's market?
Seward County, NE is a seller's market: homes take about 49 days to sell, listings are down 11% from a year ago, 8% of listings have had a price cut.
Are home prices going down in Seward County, NE?
Home values in Seward County, NE are up 7.0% over the last year. Zillow's forecast for the next 12 months is +2.7%.
How much do you need to earn to buy a home in Seward County, NE?
A household needs about $68,845 a year to afford the typical home in Seward County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,422.