Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$300,524+3.1% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$65,147About 0.9× the local median income ($76,388): affordable for a typical household
Days on market37 daysAbout the same pace as a year ago
Next 12 months+2.7%Zillow expects prices to rise slightly
The typical home in Lincoln, NE is worth $300,524, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $265,624, so the area is 13.1% overvalued. It is a balanced market, leaning toward buyers: homes take about 37 days to sell, listings are up 15% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 2.7% over the next year. A household needs about $65,147 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,388. Typical rent is $1,281 a month, or $1,830 for a house. In the latest IRS figures, 263 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$300,524
Change in 1 year
+3.1%
Overvalued %
+13.1%
Show 7 more
Fair home value
$265,624
Change in 5 years
+23.8%
Zillow forecast, next 12 months
+2.7%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,629
Income needed to afford it
$65,147
Property tax rate
1.51%
Rent and investing
Typical rent
$1,281
Typical rent for houses
$1,830
Price-to-rent ratio
19.6×
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HUD Fair Market Rent, 2 bedrooms
$1,221
Gross rental yield
5.11%
Cap rate (estimate)
3.32%
Market activity
Listings vs a year ago
+14.6%
Days on market
37
Listings with a price cut
14.3%
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Homes for sale
1,173
Pending sales per 100 listings
38
Asking price per sq ft
$177
People and jobs
Median household income
$76,388
Population change (1 year)
+0.8%
Unemployment rate
3.1%
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Population
352,081
Income adjusted for cost of living
$83,393
Net moves in (IRS)
−263
Cost of living (US = 100)
91.6
Schools, risk and environment
School rating (1 to 10)
6.1
FEMA hazard risk score (0 to 100)
87.3
Unhealthy air days a year
0
Show 4 more
Flood risk score
82.3
Wildfire risk score
92.6
Walkability (1 to 20)
12.5
Road, rail and air noise
53 dB
Questions people ask
Is Lincoln, NE overvalued?
Home prices in Lincoln, NE are well above what local incomes have historically supported: fair value is about $265,624, so the area is 13.1% overvalued.
Is Lincoln, NE a buyer's or seller's market?
Lincoln, NE is a balanced market, leaning toward buyers: homes take about 37 days to sell, listings are up 15% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Lincoln, NE?
Home values in Lincoln, NE are up 3.1% over the last year. Zillow's forecast for the next 12 months is +2.7%.
How much do you need to earn to buy a home in Lincoln, NE?
A household needs about $65,147 a year to afford the typical home in Lincoln, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,388.