Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$294,679+1.7% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$63,880About 0.8× the local median income ($78,571): affordable for a typical household
Days on market74 daysFaster than a year ago: sellers have the edge
The typical home in Boone County, NE is worth $294,679, up 1.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $287,741, so the area is 2.4% overvalued. It is a balanced market: homes take about 74 days to sell, listings are up 22% from a year ago, 13% of listings have had a price cut. A household needs about $63,880 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,571. In the latest IRS figures, 12 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$294,679
Change in 1 year
+1.7%
Overvalued %
+2.4%
Show 6 more
Fair home value
$287,741
Change in 5 years
+31.2%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,597
Income needed to afford it
$63,880
Property tax rate
1.02%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+22.2%
Days on market
74
Listings with a price cut
12.9%
Show 3 more
Homes for sale
22
Pending sales per 100 listings
41
Asking price per sq ft
$154
People and jobs
Median household income
$78,571
Population change (1 year)
−0.6%
Unemployment rate
1.2%
Show 4 more
Population
5,355
Income adjusted for cost of living
$91,044
Net moves in (IRS)
+12
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
43.4
Flood risk score
32.0
Show 3 more
Wildfire risk score
43.1
Walkability (1 to 20)
6.2
Road, rail and air noise
53 dB
Questions people ask
Is Boone County, NE overvalued?
Home prices in Boone County, NE are slightly above what local incomes have historically supported: fair value is about $287,741, so the area is 2.4% overvalued.
Is Boone County, NE a buyer's or seller's market?
Boone County, NE is a balanced market: homes take about 74 days to sell, listings are up 22% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Boone County, NE?
Home values in Boone County, NE are up 1.7% over the last year.
How much do you need to earn to buy a home in Boone County, NE?
A household needs about $63,880 a year to afford the typical home in Boone County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,571.