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Keya Paha County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$284,560−1.1% YoY · prices are falling
Market right nowBalanced, leaning buyers0% have cut their price
Income needed to buy, per year$61,687About 1.0× the local median income ($62,133): affordable for a typical household
Days on market125 daysSlower than a year ago: buyers have time to negotiate

The typical home in Keya Paha County, NE is worth $284,560, down 1.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $257,320, so the area is 10.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 125 days to sell, 0% of listings have had a price cut. A household needs about $61,687 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,133.

Home value over time

$0K$100K$200K$300K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$284,560
Change in 1 year−1.1%
Overvalued %+10.6%
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Fair home value$257,320
Change in 5 years+38.2%
Home value to income4.6×
Monthly mortgage payment (20% down)$1,542
Income needed to afford it$61,687
Property tax rate1.29%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Days on market125
Listings with a price cut0.0%
Homes for sale3
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Pending sales per 100 listings33
Asking price per sq ft$1,652

People and jobs

Median household income$62,133
Population change (1 year)−2.0%
Unemployment rate1.0%
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Population792
Income adjusted for cost of living$71,997
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)6.0
FEMA hazard risk score (0 to 100)1.5
Flood risk score2.2
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Wildfire risk score62.7
Walkability (1 to 20)6.0
Road, rail and air noise53 dB

Questions people ask

Is Keya Paha County, NE overvalued?
Home prices in Keya Paha County, NE are well above what local incomes have historically supported: fair value is about $257,320, so the area is 10.6% overvalued.
Is Keya Paha County, NE a buyer's or seller's market?
Keya Paha County, NE is a balanced market, leaning toward buyers: homes take about 125 days to sell, 0% of listings have had a price cut.
Are home prices going down in Keya Paha County, NE?
Home values in Keya Paha County, NE are down 1.1% over the last year.
How much do you need to earn to buy a home in Keya Paha County, NE?
A household needs about $61,687 a year to afford the typical home in Keya Paha County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $62,133.

Nearby and similar counties

ZIP codes in Keya Paha County (open on the map)

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