Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$269,878+7.8% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$58,504About 0.8× the local median income ($74,666): affordable for a typical household
Days on market54 daysFaster than a year ago: sellers have the edge
The typical home in Cuming County, NE is worth $269,878, up 7.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $213,109, so the area is 26.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 54 days to sell, listings are up 37% from a year ago, 26% of listings have had a price cut. A household needs about $58,504 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,666. In the latest IRS figures, 38 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$269,878
Change in 1 year
+7.8%
Overvalued %
+26.6%
Show 6 more
Fair home value
$213,109
Change in 5 years
+40.6%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,463
Income needed to afford it
$58,504
Property tax rate
1.00%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+36.8%
Days on market
54
Listings with a price cut
25.5%
Show 3 more
Homes for sale
26
Pending sales per 100 listings
31
Asking price per sq ft
$135
People and jobs
Median household income
$74,666
Population change (1 year)
−1.0%
Unemployment rate
2.2%
Show 4 more
Population
8,823
Income adjusted for cost of living
$86,519
Net moves in (IRS)
−38
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
7.0
FEMA hazard risk score (0 to 100)
57.3
Flood risk score
49.2
Show 3 more
Wildfire risk score
86.4
Walkability (1 to 20)
7.4
Road, rail and air noise
55 dB
Questions people ask
Is Cuming County, NE overvalued?
Home prices in Cuming County, NE are well above what local incomes have historically supported: fair value is about $213,109, so the area is 26.6% overvalued.
Is Cuming County, NE a buyer's or seller's market?
Cuming County, NE is a balanced market, leaning toward buyers: homes take about 54 days to sell, listings are up 37% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Cuming County, NE?
Home values in Cuming County, NE are up 7.8% over the last year.
How much do you need to earn to buy a home in Cuming County, NE?
A household needs about $58,504 a year to afford the typical home in Cuming County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,666.