Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$252,588+6.6% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$54,756About 0.8× the local median income ($70,905): affordable for a typical household
Days on market65 daysFaster than a year ago: sellers have the edge
The typical home in Wayne County, NE is worth $252,588, up 6.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $199,011, so the area is 26.9% overvalued. It is a balanced market, leaning toward buyers: homes take about 65 days to sell, listings are up 62% from a year ago, 10% of listings have had a price cut. A household needs about $54,756 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,905. In the latest IRS figures, 58 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$252,588
Change in 1 year
+6.6%
Overvalued %
+26.9%
Show 6 more
Fair home value
$199,011
Change in 5 years
+39.1%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,369
Income needed to afford it
$54,756
Property tax rate
1.12%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+62.5%
Days on market
65
Listings with a price cut
9.8%
Show 3 more
Homes for sale
26
Pending sales per 100 listings
23
Asking price per sq ft
$114
People and jobs
Median household income
$70,905
Population change (1 year)
+1.2%
Unemployment rate
4.3%
Show 4 more
Population
10,020
Income adjusted for cost of living
$82,161
Net moves in (IRS)
−58
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
14.0
Flood risk score
16.5
Show 3 more
Wildfire risk score
58.2
Walkability (1 to 20)
5.9
Road, rail and air noise
55 dB
Questions people ask
Is Wayne County, NE overvalued?
Home prices in Wayne County, NE are well above what local incomes have historically supported: fair value is about $199,011, so the area is 26.9% overvalued.
Is Wayne County, NE a buyer's or seller's market?
Wayne County, NE is a balanced market, leaning toward buyers: homes take about 65 days to sell, listings are up 62% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Wayne County, NE?
Home values in Wayne County, NE are up 6.6% over the last year.
How much do you need to earn to buy a home in Wayne County, NE?
A household needs about $54,756 a year to afford the typical home in Wayne County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,905.