Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$250,494+5.0% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$54,302About 0.7× the local median income ($82,540): affordable for a typical household
Days on market73 daysSlower than a year ago: buyers have time to negotiate
The typical home in Kearney County, NE is worth $250,494, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $214,429, so the area is 16.8% overvalued. It is a balanced market, leaning toward sellers: homes take about 73 days to sell, listings are up 122% from a year ago, 12% of listings have had a price cut. A household needs about $54,302 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,540. In the latest IRS figures, 30 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$250,494
Change in 1 year
+5.0%
Overvalued %
+16.8%
Show 6 more
Fair home value
$214,429
Change in 5 years
+30.6%
Home value to income
3.0×
Monthly mortgage payment (20% down)
$1,358
Income needed to afford it
$54,302
Property tax rate
1.23%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,056
Market activity
Listings vs a year ago
+122.2%
Days on market
73
Listings with a price cut
12.1%
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Homes for sale
20
Pending sales per 100 listings
50
Asking price per sq ft
$128
People and jobs
Median household income
$82,540
Population change (1 year)
+0.4%
Unemployment rate
1.7%
Show 4 more
Population
6,790
Income adjusted for cost of living
$95,643
Net moves in (IRS)
+30
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
30.9
Flood risk score
10.3
Show 3 more
Wildfire risk score
21.7
Walkability (1 to 20)
6.6
Road, rail and air noise
52 dB
Questions people ask
Is Kearney County, NE overvalued?
Home prices in Kearney County, NE are well above what local incomes have historically supported: fair value is about $214,429, so the area is 16.8% overvalued.
Is Kearney County, NE a buyer's or seller's market?
Kearney County, NE is a balanced market, leaning toward sellers: homes take about 73 days to sell, listings are up 122% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Kearney County, NE?
Home values in Kearney County, NE are up 5.0% over the last year.
How much do you need to earn to buy a home in Kearney County, NE?
A household needs about $54,302 a year to afford the typical home in Kearney County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $82,540.