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Keith County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$247,262+7.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$53,601About 0.8× the local median income ($63,394): affordable for a typical household
Days on market102 daysFaster than a year ago: sellers have the edge

The typical home in Keith County, NE is worth $247,262, up 7.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $191,204, so the area is 29.3% overvalued. It is a balanced market: homes take about 102 days to sell, listings are up 6% from a year ago, 13% of listings have had a price cut. A household needs about $53,601 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,394. In the latest IRS figures, 45 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$247,262
Change in 1 year+7.0%
Overvalued %+29.3%
Show 6 more
Fair home value$191,204
Change in 5 years+35.9%
Home value to income3.9×
Monthly mortgage payment (20% down)$1,340
Income needed to afford it$53,601
Property tax rate1.41%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+6.2%
Days on market102
Listings with a price cut13.0%
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Homes for sale85
Pending sales per 100 listings8
Asking price per sq ft$154

People and jobs

Median household income$63,394
Population change (1 year)−0.7%
Unemployment rate2.0%
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Population8,100
Income adjusted for cost of living$73,458
Net moves in (IRS)−45
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)5.4
FEMA hazard risk score (0 to 100)13.8
Flood risk score15.3
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Wildfire risk score66.8
Walkability (1 to 20)7.1
Road, rail and air noise53 dB

Questions people ask

Is Keith County, NE overvalued?
Home prices in Keith County, NE are well above what local incomes have historically supported: fair value is about $191,204, so the area is 29.3% overvalued.
Is Keith County, NE a buyer's or seller's market?
Keith County, NE is a balanced market: homes take about 102 days to sell, listings are up 6% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Keith County, NE?
Home values in Keith County, NE are up 7.0% over the last year.
How much do you need to earn to buy a home in Keith County, NE?
A household needs about $53,601 a year to afford the typical home in Keith County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $63,394.

Nearby and similar counties

ZIP codes in Keith County (open on the map)

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