Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$278,340+2.1% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$60,338About 0.8× the local median income ($74,367): affordable for a typical household
Days on market88 daysSlower than a year ago: buyers have time to negotiate
The typical home in Platte County, NE is worth $278,340, up 2.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $206,658, so the area is 34.7% overvalued. It is a balanced market, leaning toward buyers: homes take about 88 days to sell, listings are up 18% from a year ago, 15% of listings have had a price cut. A household needs about $60,338 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,367. Typical rent is $1,406 a month. In the latest IRS figures, 199 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$278,340
Change in 1 year
+2.1%
Overvalued %
+34.7%
Show 6 more
Fair home value
$206,658
Change in 5 years
+27.6%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,508
Income needed to afford it
$60,338
Property tax rate
1.29%
Rent and investing
Typical rent
$1,406
Price-to-rent ratio
16.5×
HUD Fair Market Rent, 2 bedrooms
$1,139
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Gross rental yield
6.06%
Cap rate (estimate)
3.94%
Market activity
Listings vs a year ago
+18.5%
Days on market
88
Listings with a price cut
15.2%
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Homes for sale
160
Pending sales per 100 listings
27
Asking price per sq ft
$212
People and jobs
Median household income
$74,367
Population change (1 year)
−0.0%
Unemployment rate
2.0%
Show 4 more
Population
35,649
Income adjusted for cost of living
$86,173
Net moves in (IRS)
−199
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
70.6
Flood risk score
60.7
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Wildfire risk score
61.9
Walkability (1 to 20)
8.0
Road, rail and air noise
52 dB
Questions people ask
Is Platte County, NE overvalued?
Home prices in Platte County, NE are well above what local incomes have historically supported: fair value is about $206,658, so the area is 34.7% overvalued.
Is Platte County, NE a buyer's or seller's market?
Platte County, NE is a balanced market, leaning toward buyers: homes take about 88 days to sell, listings are up 18% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Platte County, NE?
Home values in Platte County, NE are up 2.1% over the last year.
How much do you need to earn to buy a home in Platte County, NE?
A household needs about $60,338 a year to afford the typical home in Platte County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,367.