Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$301,079+5.6% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$65,268About 0.8× the local median income ($85,288): affordable for a typical household
Days on market64 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hamilton County, NE is worth $301,079, up 5.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $235,751, so the area is 27.7% overvalued. It is a balanced market: homes take about 64 days to sell, listings are up 5% from a year ago, 20% of listings have had a price cut. A household needs about $65,268 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,288. In the latest IRS figures, 114 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$301,079
Change in 1 year
+5.6%
Overvalued %
+27.7%
Show 6 more
Fair home value
$235,751
Change in 5 years
+37.3%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,632
Income needed to afford it
$65,268
Property tax rate
0.95%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+5.0%
Days on market
64
Listings with a price cut
19.7%
Show 3 more
Homes for sale
42
Pending sales per 100 listings
17
Asking price per sq ft
$143
People and jobs
Median household income
$85,288
Population change (1 year)
+0.5%
Unemployment rate
2.3%
Show 4 more
Population
9,678
Income adjusted for cost of living
$98,827
Net moves in (IRS)
+114
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
42.6
Flood risk score
16.9
Show 3 more
Wildfire risk score
28.4
Walkability (1 to 20)
6.5
Road, rail and air noise
52 dB
Questions people ask
Is Hamilton County, NE overvalued?
Home prices in Hamilton County, NE are well above what local incomes have historically supported: fair value is about $235,751, so the area is 27.7% overvalued.
Is Hamilton County, NE a buyer's or seller's market?
Hamilton County, NE is a balanced market: homes take about 64 days to sell, listings are up 5% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Hamilton County, NE?
Home values in Hamilton County, NE are up 5.6% over the last year.
How much do you need to earn to buy a home in Hamilton County, NE?
A household needs about $65,268 a year to afford the typical home in Hamilton County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,288.