Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$327,095+3.9% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$70,907About 1.1× the local median income ($64,377): a stretch for a typical household
Days on market98 daysSlower than a year ago: buyers have time to negotiate
The typical home in Stone County, MO is worth $327,095, up 3.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $300,536, so the area is 8.8% overvalued. It is a buyer's market: homes take about 98 days to sell, listings are up 20% from a year ago, 21% of listings have had a price cut. A household needs about $70,907 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,377. In the latest IRS figures, 418 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$327,095
Change in 1 year
+3.9%
Overvalued %
+8.8%
Show 6 more
Fair home value
$300,536
Change in 5 years
+24.1%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$1,773
Income needed to afford it
$70,907
Property tax rate
0.47%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,032
Market activity
Listings vs a year ago
+19.9%
Days on market
98
Listings with a price cut
20.6%
Show 3 more
Homes for sale
644
Pending sales per 100 listings
14
Asking price per sq ft
$235
People and jobs
Median household income
$64,377
Population change (1 year)
−0.2%
Unemployment rate
7.1%
Show 4 more
Population
32,503
Income adjusted for cost of living
$76,731
Net moves in (IRS)
+418
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
76.7
Flood risk score
74.7
Show 3 more
Wildfire risk score
64.1
Walkability (1 to 20)
5.6
Road, rail and air noise
54 dB
Questions people ask
Is Stone County, MO overvalued?
Home prices in Stone County, MO are slightly above what local incomes have historically supported: fair value is about $300,536, so the area is 8.8% overvalued.
Is Stone County, MO a buyer's or seller's market?
Stone County, MO is a buyer's market: homes take about 98 days to sell, listings are up 20% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Stone County, MO?
Home values in Stone County, MO are up 3.9% over the last year.
How much do you need to earn to buy a home in Stone County, MO?
A household needs about $70,907 a year to afford the typical home in Stone County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,377.