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Clinton County, MO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$292,081+5.5% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$63,317About 0.8× the local median income ($78,703): affordable for a typical household
Days on market63 daysFaster than a year ago: sellers have the edge
Next 12 months+2.9%Zillow expects prices to rise slightly

The typical home in Clinton County, MO is worth $292,081, up 5.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $240,208, so the area is 21.6% overvalued. It is a seller's market: homes take about 63 days to sell, listings are up 3% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $63,317 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,703. In the latest IRS figures, 125 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$292,081
Change in 1 year+5.5%
Overvalued %+21.6%
Show 7 more
Fair home value$240,208
Change in 5 years+34.0%
Zillow forecast, next 12 months+2.9%
Home value to income3.7×
Monthly mortgage payment (20% down)$1,583
Income needed to afford it$63,317
Property tax rate0.81%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,546

Market activity

Listings vs a year ago+3.0%
Days on market63
Listings with a price cut17.5%
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Homes for sale69
Pending sales per 100 listings58
Asking price per sq ft$189

People and jobs

Median household income$78,703
Population change (1 year)−0.1%
Unemployment rate3.0%
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Population21,661
Income adjusted for cost of living$85,084
Net moves in (IRS)+125
Cost of living (US = 100)92.5

Schools, risk and environment

School rating (1 to 10)6.3
FEMA hazard risk score (0 to 100)56.2
Unhealthy air days a year4
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Flood risk score65.6
Wildfire risk score66.3
Walkability (1 to 20)6.2
Road, rail and air noise54 dB

Questions people ask

Is Clinton County, MO overvalued?
Home prices in Clinton County, MO are well above what local incomes have historically supported: fair value is about $240,208, so the area is 21.6% overvalued.
Is Clinton County, MO a buyer's or seller's market?
Clinton County, MO is a seller's market: homes take about 63 days to sell, listings are up 3% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Clinton County, MO?
Home values in Clinton County, MO are up 5.5% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Clinton County, MO?
A household needs about $63,317 a year to afford the typical home in Clinton County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,703.

Nearby and similar counties

ZIP codes in Clinton County (open on the map)

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