Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$324,887+3.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 21% have cut their price
Income needed to buy, per year$70,429About 0.8× the local median income ($85,996): affordable for a typical household
Days on market52 daysAbout the same pace as a year ago
Next 12 months+2.9%Zillow expects prices to rise slightly
The typical home in Kansas City, MO-KS is worth $324,887, up 3.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $271,091, so the area is 19.8% overvalued. It is a balanced market: homes take about 52 days to sell, listings are up 3% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $70,429 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,996. Typical rent is $1,534 a month, or $1,792 for a house. In the latest IRS figures, 2,674 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$324,887
Change in 1 year
+3.7%
Overvalued %
+19.8%
Show 7 more
Fair home value
$271,091
Change in 5 years
+26.1%
Zillow forecast, next 12 months
+2.9%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,761
Income needed to afford it
$70,429
Property tax rate
1.09%
Rent and investing
Typical rent
$1,534
Typical rent for houses
$1,792
Price-to-rent ratio
17.7×
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HUD Fair Market Rent, 2 bedrooms
$1,543
Gross rental yield
5.66%
Cap rate (estimate)
3.68%
Market activity
Listings vs a year ago
+3.1%
Days on market
52
Listings with a price cut
21.4%
Show 3 more
Homes for sale
6,797
Pending sales per 100 listings
53
Asking price per sq ft
$194
People and jobs
Median household income
$85,996
Population change (1 year)
+0.8%
Unemployment rate
4.0%
Show 4 more
Population
2,270,682
Income adjusted for cost of living
$92,969
Net moves in (IRS)
+2,674
Cost of living (US = 100)
92.5
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
87.6
Unhealthy air days a year
4
Show 4 more
Flood risk score
86.6
Wildfire risk score
54.1
Walkability (1 to 20)
9.6
Road, rail and air noise
53 dB
Questions people ask
Is Kansas City, MO-KS overvalued?
Home prices in Kansas City, MO-KS are well above what local incomes have historically supported: fair value is about $271,091, so the area is 19.8% overvalued.
Is Kansas City, MO-KS a buyer's or seller's market?
Kansas City, MO-KS is a balanced market: homes take about 52 days to sell, listings are up 3% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Kansas City, MO-KS?
Home values in Kansas City, MO-KS are up 3.7% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Kansas City, MO-KS?
A household needs about $70,429 a year to afford the typical home in Kansas City, MO-KS at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,996.