Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$323,721−3.6% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 17% have cut their price
Income needed to buy, per year$70,176About 1.0× the local median income ($68,312): a stretch for a typical household
Days on market74 daysAbout the same pace as a year ago
The typical home in Camden County, MO is worth $323,721, down 3.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $339,434, so the area is 4.6% undervalued. It is a buyer's market: homes take about 74 days to sell, listings are up 7% from a year ago, 17% of listings have had a price cut. A household needs about $70,176 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,312. Typical rent is $1,659 a month. In the latest IRS figures, 364 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$323,721
Change in 1 year
−3.6%
Overvalued %
−4.6%
Show 6 more
Fair home value
$339,434
Change in 5 years
+3.1%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$1,754
Income needed to afford it
$70,176
Property tax rate
0.47%
Rent and investing
Typical rent
$1,659
Price-to-rent ratio
16.3×
HUD Fair Market Rent, 2 bedrooms
$1,033
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Gross rental yield
6.15%
Cap rate (estimate)
4.00%
Market activity
Listings vs a year ago
+6.9%
Days on market
74
Listings with a price cut
17.0%
Show 3 more
Homes for sale
1,078
Pending sales per 100 listings
13
Asking price per sq ft
$258
People and jobs
Median household income
$68,312
Population change (1 year)
−0.3%
Unemployment rate
4.3%
Show 4 more
Population
44,047
Income adjusted for cost of living
$81,421
Net moves in (IRS)
+364
Cost of living (US = 100)
83.9
Schools, risk and environment
School rating (1 to 10)
6.7
FEMA hazard risk score (0 to 100)
88.4
Flood risk score
93.3
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Wildfire risk score
81.8
Walkability (1 to 20)
6.4
Road, rail and air noise
55 dB
Questions people ask
Is Camden County, MO overvalued?
Home prices in Camden County, MO are slightly below what local incomes have historically supported: fair value is about $339,434, so the area is 4.6% undervalued.
Is Camden County, MO a buyer's or seller's market?
Camden County, MO is a buyer's market: homes take about 74 days to sell, listings are up 7% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Camden County, MO?
Home values in Camden County, MO are down 3.6% over the last year.
How much do you need to earn to buy a home in Camden County, MO?
A household needs about $70,176 a year to afford the typical home in Camden County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $68,312.