Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$318,549+2.6% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 23% have cut their price
Income needed to buy, per year$69,055About 0.8× the local median income ($81,892): affordable for a typical household
Days on market44 daysAbout the same pace as a year ago
Next 12 months+2.4%Zillow expects prices to rise slightly
The typical home in Christian County, MO is worth $318,549, up 2.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $285,076, so the area is 11.7% overvalued. It is a buyer's market: homes take about 44 days to sell, listings are up 13% from a year ago, 23% of listings have had a price cut. Zillow expects prices to rise about 2.4% over the next year. A household needs about $69,055 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,892. Typical rent is $1,526 a month, or $1,804 for a house. In the latest IRS figures, 767 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$318,549
Change in 1 year
+2.6%
Overvalued %
+11.7%
Show 7 more
Fair home value
$285,076
Change in 5 years
+27.5%
Zillow forecast, next 12 months
+2.4%
Home value to income
3.9×
Monthly mortgage payment (20% down)
$1,726
Income needed to afford it
$69,055
Property tax rate
0.70%
Rent and investing
Typical rent
$1,526
Typical rent for houses
$1,804
Price-to-rent ratio
17.4×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,113
Gross rental yield
5.75%
Cap rate (estimate)
3.74%
Market activity
Listings vs a year ago
+12.9%
Days on market
44
Listings with a price cut
23.0%
Show 3 more
Homes for sale
395
Pending sales per 100 listings
39
Asking price per sq ft
$183
People and jobs
Median household income
$81,892
Population change (1 year)
+0.7%
Unemployment rate
3.4%
Show 4 more
Population
96,725
Income adjusted for cost of living
$92,429
Net moves in (IRS)
+767
Cost of living (US = 100)
88.6
Schools, risk and environment
School rating (1 to 10)
8.9
FEMA hazard risk score (0 to 100)
66.5
Flood risk score
70.0
Show 3 more
Wildfire risk score
70.4
Walkability (1 to 20)
6.6
Road, rail and air noise
54 dB
Questions people ask
Is Christian County, MO overvalued?
Home prices in Christian County, MO are well above what local incomes have historically supported: fair value is about $285,076, so the area is 11.7% overvalued.
Is Christian County, MO a buyer's or seller's market?
Christian County, MO is a buyer's market: homes take about 44 days to sell, listings are up 13% from a year ago, 23% of listings have had a price cut.
Are home prices going down in Christian County, MO?
Home values in Christian County, MO are up 2.6% over the last year. Zillow's forecast for the next 12 months is +2.4%.
How much do you need to earn to buy a home in Christian County, MO?
A household needs about $69,055 a year to afford the typical home in Christian County, MO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,892.