Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$510,937+2.9% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$110,761About 1.1× the local median income ($100,364): a stretch for a typical household
Days on market55 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.4%Zillow expects prices to rise slightly
The typical home in New Hampshire is worth $510,937, up 2.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $419,848, so the area is 21.7% overvalued. It is a balanced market: homes take about 55 days to sell, listings are up 13% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 3.4% over the next year. A household needs about $110,761 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $100,364. In the latest IRS figures, 4,043 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$510,937
Change in 1 year
+2.9%
Overvalued %
+21.7%
Show 7 more
Fair home value
$419,848
Change in 5 years
+36.2%
Zillow forecast, next 12 months
+3.4%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$2,769
Income needed to afford it
$110,761
Property tax rate
1.66%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,972
Market activity
Listings vs a year ago
+12.9%
Days on market
55
Listings with a price cut
19.4%
Show 3 more
Homes for sale
3,779
Pending sales per 100 listings
52
Asking price per sq ft
$307
People and jobs
Median household income
$100,364
Population change (1 year)
+0.5%
Unemployment rate
3.4%
Show 4 more
Population
1,415,342
Income adjusted for cost of living
$96,319
Net moves in (IRS)
+4,043
Cost of living (US = 100)
104.2
Schools, risk and environment
FEMA hazard risk score (0 to 100)
78.8
Unhealthy air days a year
2
Flood risk score
86.4
Show 3 more
Wildfire risk score
45.3
Walkability (1 to 20)
7.1
Road, rail and air noise
54 dB
Questions people ask
Is New Hampshire overvalued?
Home prices in New Hampshire are well above what local incomes have historically supported: fair value is about $419,848, so the area is 21.7% overvalued.
Is New Hampshire a buyer's or seller's market?
New Hampshire is a balanced market: homes take about 55 days to sell, listings are up 13% from a year ago, 19% of listings have had a price cut.
Are home prices going down in New Hampshire?
Home values in New Hampshire are up 2.9% over the last year. Zillow's forecast for the next 12 months is +3.4%.
How much do you need to earn to buy a home in New Hampshire?
A household needs about $110,761 a year to afford the typical home in New Hampshire at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $100,364.