Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$389,037+3.0% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 27% have cut their price
Income needed to buy, per year$84,335About 1.0× the local median income ($81,728): a stretch for a typical household
Days on market54 daysFaster than a year ago: sellers have the edge
The typical home in Cheshire County, NH is worth $389,037, up 3.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $313,121, so the area is 24.2% overvalued. It is a balanced market, leaning toward buyers: homes take about 54 days to sell, listings are up 15% from a year ago, 27% of listings have had a price cut. A household needs about $84,335 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,728. Typical rent is $1,880 a month. In the latest IRS figures, 380 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$389,037
Change in 1 year
+3.0%
Overvalued %
+24.2%
Show 6 more
Fair home value
$313,121
Change in 5 years
+41.5%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$2,108
Income needed to afford it
$84,335
Property tax rate
2.16%
Rent and investing
Typical rent
$1,880
Price-to-rent ratio
17.2×
HUD Fair Market Rent, 2 bedrooms
$1,734
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Gross rental yield
5.80%
Cap rate (estimate)
3.77%
Market activity
Listings vs a year ago
+14.8%
Days on market
54
Listings with a price cut
26.7%
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Homes for sale
194
Pending sales per 100 listings
51
Asking price per sq ft
$256
People and jobs
Median household income
$81,728
Population change (1 year)
+0.1%
Unemployment rate
3.3%
Show 4 more
Population
78,269
Income adjusted for cost of living
$81,321
Net moves in (IRS)
+380
Cost of living (US = 100)
100.5
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
60.5
Unhealthy air days a year
2
Show 4 more
Flood risk score
74.8
Wildfire risk score
24.5
Walkability (1 to 20)
6.8
Road, rail and air noise
54 dB
Questions people ask
Is Cheshire County, NH overvalued?
Home prices in Cheshire County, NH are well above what local incomes have historically supported: fair value is about $313,121, so the area is 24.2% overvalued.
Is Cheshire County, NH a buyer's or seller's market?
Cheshire County, NH is a balanced market, leaning toward buyers: homes take about 54 days to sell, listings are up 15% from a year ago, 27% of listings have had a price cut.
Are home prices going down in Cheshire County, NH?
Home values in Cheshire County, NH are up 3.0% over the last year.
How much do you need to earn to buy a home in Cheshire County, NH?
A household needs about $84,335 a year to afford the typical home in Cheshire County, NH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $81,728.