Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$507,481+2.8% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$110,011About 1.2× the local median income ($88,870): a stretch for a typical household
Days on market69 daysSlower than a year ago: buyers have time to negotiate
The typical home in Belknap County, NH is worth $507,481, up 2.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $403,455, so the area is 25.8% overvalued. It is a balanced market, leaning toward buyers: homes take about 69 days to sell, listings are up 9% from a year ago, 20% of listings have had a price cut. A household needs about $110,011 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,870. Typical rent is $1,956 a month. In the latest IRS figures, 596 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$507,481
Change in 1 year
+2.8%
Overvalued %
+25.8%
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Fair home value
$403,455
Change in 5 years
+35.5%
Home value to income
5.7×
Monthly mortgage payment (20% down)
$2,750
Income needed to afford it
$110,011
Property tax rate
1.31%
Rent and investing
Typical rent
$1,956
Price-to-rent ratio
21.6×
HUD Fair Market Rent, 2 bedrooms
$1,620
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Gross rental yield
4.62%
Cap rate (estimate)
3.01%
Market activity
Listings vs a year ago
+9.1%
Days on market
69
Listings with a price cut
20.5%
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Homes for sale
348
Pending sales per 100 listings
39
Asking price per sq ft
$338
People and jobs
Median household income
$88,870
Population change (1 year)
−0.0%
Unemployment rate
3.1%
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Population
65,147
Income adjusted for cost of living
$88,428
Net moves in (IRS)
+596
Cost of living (US = 100)
100.5
Schools, risk and environment
School rating (1 to 10)
4.3
FEMA hazard risk score (0 to 100)
57.4
Unhealthy air days a year
0
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Flood risk score
70.3
Wildfire risk score
25.3
Walkability (1 to 20)
7.0
Road, rail and air noise
54 dB
Questions people ask
Is Belknap County, NH overvalued?
Home prices in Belknap County, NH are well above what local incomes have historically supported: fair value is about $403,455, so the area is 25.8% overvalued.
Is Belknap County, NH a buyer's or seller's market?
Belknap County, NH is a balanced market, leaning toward buyers: homes take about 69 days to sell, listings are up 9% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Belknap County, NH?
Home values in Belknap County, NH are up 2.8% over the last year.
How much do you need to earn to buy a home in Belknap County, NH?
A household needs about $110,011 a year to afford the typical home in Belknap County, NH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $88,870.