Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$486,268+3.1% YoY · prices are rising fast
Market right nowBalanced, leaning sellersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$105,413About 1.1× the local median income ($95,305): a stretch for a typical household
Days on market45 daysSlower than a year ago: buyers have time to negotiate
The typical home in Merrimack County, NH is worth $486,268, up 3.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $387,560, so the area is 25.5% overvalued. It is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 8% from a year ago, 18% of listings have had a price cut. A household needs about $105,413 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $95,305. Typical rent is $2,062 a month. In the latest IRS figures, 675 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$486,268
Change in 1 year
+3.1%
Overvalued %
+25.5%
Show 6 more
Fair home value
$387,560
Change in 5 years
+37.8%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$2,635
Income needed to afford it
$105,413
Property tax rate
1.84%
Rent and investing
Typical rent
$2,062
Price-to-rent ratio
19.7×
HUD Fair Market Rent, 2 bedrooms
$1,800
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Gross rental yield
5.09%
Cap rate (estimate)
3.31%
Market activity
Listings vs a year ago
+8.5%
Days on market
45
Listings with a price cut
18.5%
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Homes for sale
320
Pending sales per 100 listings
65
Asking price per sq ft
$284
People and jobs
Median household income
$95,305
Population change (1 year)
+0.3%
Unemployment rate
3.1%
Show 4 more
Population
158,078
Income adjusted for cost of living
$94,831
Net moves in (IRS)
+675
Cost of living (US = 100)
100.5
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
78.2
Unhealthy air days a year
0
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Flood risk score
85.8
Wildfire risk score
35.2
Walkability (1 to 20)
6.7
Road, rail and air noise
55 dB
Questions people ask
Is Merrimack County, NH overvalued?
Home prices in Merrimack County, NH are well above what local incomes have historically supported: fair value is about $387,560, so the area is 25.5% overvalued.
Is Merrimack County, NH a buyer's or seller's market?
Merrimack County, NH is a balanced market, leaning toward sellers: homes take about 45 days to sell, listings are up 8% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Merrimack County, NH?
Home values in Merrimack County, NH are up 3.1% over the last year.
How much do you need to earn to buy a home in Merrimack County, NH?
A household needs about $105,413 a year to afford the typical home in Merrimack County, NH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $95,305.