Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$429,567+3.5% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$93,121About 1.1× the local median income ($85,260): a stretch for a typical household
Days on market80 daysSlower than a year ago: buyers have time to negotiate
The typical home in Grafton County, NH is worth $429,567, up 3.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $342,459, so the area is 25.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut. A household needs about $93,121 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,260. Typical rent is $2,345 a month. In the latest IRS figures, 142 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$429,567
Change in 1 year
+3.5%
Overvalued %
+25.4%
Show 6 more
Fair home value
$342,459
Change in 5 years
+41.6%
Home value to income
5.0×
Monthly mortgage payment (20% down)
$2,328
Income needed to afford it
$93,121
Property tax rate
1.72%
Rent and investing
Typical rent
$2,345
Price-to-rent ratio
15.3×
HUD Fair Market Rent, 2 bedrooms
$1,719
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Gross rental yield
6.55%
Cap rate (estimate)
4.26%
Market activity
Listings vs a year ago
+10.5%
Days on market
80
Listings with a price cut
18.5%
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Homes for sale
451
Pending sales per 100 listings
37
Asking price per sq ft
$301
People and jobs
Median household income
$85,260
Population change (1 year)
+0.2%
Unemployment rate
3.2%
Show 4 more
Population
93,225
Income adjusted for cost of living
$84,836
Net moves in (IRS)
+142
Cost of living (US = 100)
100.5
Schools, risk and environment
School rating (1 to 10)
7.1
FEMA hazard risk score (0 to 100)
81.8
Unhealthy air days a year
3
Show 4 more
Flood risk score
90.1
Wildfire risk score
30.9
Walkability (1 to 20)
8.1
Road, rail and air noise
54 dB
Questions people ask
Is Grafton County, NH overvalued?
Home prices in Grafton County, NH are well above what local incomes have historically supported: fair value is about $342,459, so the area is 25.4% overvalued.
Is Grafton County, NH a buyer's or seller's market?
Grafton County, NH is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 10% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Grafton County, NH?
Home values in Grafton County, NH are up 3.5% over the last year.
How much do you need to earn to buy a home in Grafton County, NH?
A household needs about $93,121 a year to afford the typical home in Grafton County, NH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,260.