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Coos County, NH housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$252,787−2.0% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$54,799About 0.9× the local median income ($59,499): affordable for a typical household
Days on market95 daysSlower than a year ago: buyers have time to negotiate

The typical home in Coos County, NH is worth $252,787, down 2.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $197,234, so the area is 28.2% overvalued. It is a buyer's market: homes take about 95 days to sell, listings are up 13% from a year ago, 19% of listings have had a price cut. A household needs about $54,799 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,499. Typical rent is $1,292 a month. In the latest IRS figures, 100 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$252,787
Change in 1 year−2.0%
Overvalued %+28.2%
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Fair home value$197,234
Change in 5 years+34.6%
Home value to income4.2×
Monthly mortgage payment (20% down)$1,370
Income needed to afford it$54,799
Property tax rate1.90%

Rent and investing

Typical rent$1,292
Price-to-rent ratio16.3×
HUD Fair Market Rent, 2 bedrooms$1,195
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Gross rental yield6.13%
Cap rate (estimate)3.99%

Market activity

Listings vs a year ago+13.2%
Days on market95
Listings with a price cut19.1%
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Homes for sale240
Pending sales per 100 listings18
Asking price per sq ft$185

People and jobs

Median household income$59,499
Population change (1 year)−0.1%
Unemployment rate4.3%
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Population31,343
Income adjusted for cost of living$59,203
Net moves in (IRS)+100
Cost of living (US = 100)100.5

Schools, risk and environment

School rating (1 to 10)3.3
FEMA hazard risk score (0 to 100)72.8
Unhealthy air days a year4
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Flood risk score77.6
Wildfire risk score16.4
Walkability (1 to 20)6.5
Road, rail and air noise53 dB

Questions people ask

Is Coos County, NH overvalued?
Home prices in Coos County, NH are well above what local incomes have historically supported: fair value is about $197,234, so the area is 28.2% overvalued.
Is Coos County, NH a buyer's or seller's market?
Coos County, NH is a buyer's market: homes take about 95 days to sell, listings are up 13% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Coos County, NH?
Home values in Coos County, NH are down 2.0% over the last year.
How much do you need to earn to buy a home in Coos County, NH?
A household needs about $54,799 a year to afford the typical home in Coos County, NH at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,499.

Nearby and similar counties

ZIP codes in Coos County (open on the map)

See every chart for Coos County, NH on the map