Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$176,616+4.1% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$38,287About 0.6× the local median income ($59,997): affordable for a typical household
Days on market68 daysAbout the same pace as a year ago
Next 12 months+1.9%Zillow expects prices to rise slightly
The typical home in Jefferson County, TX is worth $176,616, up 4.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $175,839, so the area is 0.4% overvalued. It is a balanced market, leaning toward sellers: homes take about 68 days to sell, listings are down 14% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 1.9% over the next year. A household needs about $38,287 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,997. Typical rent is $1,290 a month, or $1,491 for a house. In the latest IRS figures, 1,131 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$176,616
Change in 1 year
+4.1%
Overvalued %
+0.4%
Show 7 more
Fair home value
$175,839
Change in 5 years
+6.1%
Zillow forecast, next 12 months
+1.9%
Home value to income
2.9×
Monthly mortgage payment (20% down)
$957
Income needed to afford it
$38,287
Property tax rate
1.53%
Rent and investing
Typical rent
$1,290
Typical rent for houses
$1,491
Price-to-rent ratio
11.4×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,218
Gross rental yield
8.77%
Cap rate (estimate)
5.70%
Market activity
Listings vs a year ago
−14.3%
Days on market
68
Listings with a price cut
20.4%
Show 3 more
Homes for sale
762
Pending sales per 100 listings
29
Asking price per sq ft
$127
People and jobs
Median household income
$59,997
Population change (1 year)
−0.1%
Unemployment rate
6.3%
Show 4 more
Population
254,321
Income adjusted for cost of living
$66,663
Net moves in (IRS)
−1,131
Cost of living (US = 100)
90.0
Schools, risk and environment
School rating (1 to 10)
4.1
FEMA hazard risk score (0 to 100)
95.7
Unhealthy air days a year
3
Show 4 more
Flood risk score
91.3
Wildfire risk score
92.4
Walkability (1 to 20)
7.1
Road, rail and air noise
53 dB
Questions people ask
Is Jefferson County, TX overvalued?
Home prices in Jefferson County, TX are slightly above what local incomes have historically supported: fair value is about $175,839, so the area is 0.4% overvalued.
Is Jefferson County, TX a buyer's or seller's market?
Jefferson County, TX is a balanced market, leaning toward sellers: homes take about 68 days to sell, listings are down 14% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Jefferson County, TX?
Home values in Jefferson County, TX are up 4.1% over the last year. Zillow's forecast for the next 12 months is +1.9%.
How much do you need to earn to buy a home in Jefferson County, TX?
A household needs about $38,287 a year to afford the typical home in Jefferson County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $59,997.