Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$173,352−3.2% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$37,579About 0.8× the local median income ($46,616): affordable for a typical household
Days on market142 daysSlower than a year ago: buyers have time to negotiate
The typical home in Willacy County, TX is worth $173,352, down 3.2% from a year ago. That is well below what local incomes have historically supported: fair value is about $256,376, so the area is 32.4% undervalued. It is a buyer's market: homes take about 142 days to sell, listings are up 86% from a year ago, 10% of listings have had a price cut. A household needs about $37,579 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $46,616. In the latest IRS figures, 214 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$173,352
Change in 1 year
−3.2%
Overvalued %
−32.4%
Show 6 more
Fair home value
$256,376
Change in 5 years
−29.9%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$939
Income needed to afford it
$37,579
Property tax rate
1.69%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+86.1%
Days on market
142
Listings with a price cut
10.4%
Show 3 more
Homes for sale
67
Pending sales per 100 listings
7
Asking price per sq ft
$189
People and jobs
Median household income
$46,616
Population change (1 year)
−0.5%
Unemployment rate
7.5%
Show 4 more
Population
19,971
Income adjusted for cost of living
$53,093
Net moves in (IRS)
−214
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
5.3
FEMA hazard risk score (0 to 100)
77.5
Flood risk score
40.4
Show 3 more
Wildfire risk score
28.7
Walkability (1 to 20)
5.9
Road, rail and air noise
51 dB
Questions people ask
Is Willacy County, TX overvalued?
Home prices in Willacy County, TX are well below what local incomes have historically supported: fair value is about $256,376, so the area is 32.4% undervalued.
Is Willacy County, TX a buyer's or seller's market?
Willacy County, TX is a buyer's market: homes take about 142 days to sell, listings are up 86% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Willacy County, TX?
Home values in Willacy County, TX are down 3.2% over the last year.
How much do you need to earn to buy a home in Willacy County, TX?
A household needs about $37,579 a year to afford the typical home in Willacy County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $46,616.