Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$172,414−1.8% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$37,376About 0.6× the local median income ($61,990): affordable for a typical household
Days on market86 daysSlower than a year ago: buyers have time to negotiate
The typical home in Deaf Smith County, TX is worth $172,414, down 1.8% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $162,008, so the area is 6.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are down 26% from a year ago, 17% of listings have had a price cut. A household needs about $37,376 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,990. In the latest IRS figures, 146 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$172,414
Change in 1 year
−1.8%
Overvalued %
+6.4%
Show 6 more
Fair home value
$162,008
Change in 5 years
+7.4%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$934
Income needed to afford it
$37,376
Property tax rate
1.49%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,112
Market activity
Listings vs a year ago
−26.5%
Days on market
86
Listings with a price cut
17.4%
Show 3 more
Homes for sale
61
Pending sales per 100 listings
21
Asking price per sq ft
$116
People and jobs
Median household income
$61,990
Population change (1 year)
+0.6%
Unemployment rate
3.5%
Show 4 more
Population
18,626
Income adjusted for cost of living
$70,604
Net moves in (IRS)
−146
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
61.8
Flood risk score
13.1
Show 3 more
Wildfire risk score
85.8
Walkability (1 to 20)
7.0
Road, rail and air noise
51 dB
Questions people ask
Is Deaf Smith County, TX overvalued?
Home prices in Deaf Smith County, TX are slightly above what local incomes have historically supported: fair value is about $162,008, so the area is 6.4% overvalued.
Is Deaf Smith County, TX a buyer's or seller's market?
Deaf Smith County, TX is a balanced market, leaning toward buyers: homes take about 86 days to sell, listings are down 26% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Deaf Smith County, TX?
Home values in Deaf Smith County, TX are down 1.8% over the last year.
How much do you need to earn to buy a home in Deaf Smith County, TX?
A household needs about $37,376 a year to afford the typical home in Deaf Smith County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,990.