Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$176,839−2.8% YoY · prices are falling
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$38,335About 0.4× the local median income ($87,739): affordable for a typical household
Days on market65 daysAbout the same pace as a year ago
The typical home in Sterling County, TX is worth $176,839, down 2.8% from a year ago. It is a balanced market, leaning toward sellers: homes take about 65 days to sell, listings are down 88% from a year ago, 0% of listings have had a price cut. A household needs about $38,335 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,739. In the latest IRS figures, 33 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$176,839
Change in 1 year
−2.8%
Home value to income
2.0×
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Monthly mortgage payment (20% down)
$958
Income needed to afford it
$38,335
Property tax rate
1.29%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,185
Market activity
Listings vs a year ago
−87.5%
Days on market
65
Listings with a price cut
0.0%
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Homes for sale
1
Pending sales per 100 listings
100
Asking price per sq ft
$117
People and jobs
Median household income
$87,739
Population change (1 year)
−1.8%
Unemployment rate
2.1%
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Population
1,349
Income adjusted for cost of living
$99,931
Net moves in (IRS)
−33
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
8.0
FEMA hazard risk score (0 to 100)
1.1
Flood risk score
0.8
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Wildfire risk score
69.8
Walkability (1 to 20)
6.7
Road, rail and air noise
55 dB
Questions people ask
Is Sterling County, TX a buyer's or seller's market?
Sterling County, TX is a balanced market, leaning toward sellers: homes take about 65 days to sell, listings are down 88% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Sterling County, TX?
Home values in Sterling County, TX are down 2.8% over the last year.
How much do you need to earn to buy a home in Sterling County, TX?
A household needs about $38,335 a year to afford the typical home in Sterling County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $87,739.