Harris County, TX housing market
Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$276,524−2.0% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 19% have cut their price
Income needed to buy, per year$59,945About 0.8× the local median income ($74,682): affordable for a typical household
Days on market55 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.3%Zillow expects prices to stay about flat
The typical home in Harris County, TX is worth $276,524, down 2.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $257,594, so the area is 7.3% overvalued. It is a buyer's market: homes take about 55 days to sell, listings are up 3% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 0.3% over the next year. A household needs about $59,945 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,682. Typical rent is $1,583 a month, or $2,145 for a house. In the latest IRS figures, 21,215 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
| Typical home value | $276,524 |
| Change in 1 year | −2.0% |
| Overvalued % | +7.3% |
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| Fair home value | $257,594 |
| Change in 5 years | +11.3% |
| Zillow forecast, next 12 months | +0.3% |
| Home value to income | 3.7× |
| Monthly mortgage payment (20% down) | $1,499 |
| Income needed to afford it | $59,945 |
| Property tax rate | 1.62% |
Rent and investing
| Typical rent | $1,583 |
| Typical rent for houses | $2,145 |
| Price-to-rent ratio | 14.6× |
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| HUD Fair Market Rent, 2 bedrooms | $1,497 |
| Gross rental yield | 6.87% |
| Cap rate (estimate) | 4.46% |
Market activity
| Listings vs a year ago | +3.4% |
| Days on market | 55 |
| Listings with a price cut | 19.3% |
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| Homes for sale | 18,836 |
| Pending sales per 100 listings | 22 |
| Asking price per sq ft | $161 |
People and jobs
| Median household income | $74,682 |
| Population change (1 year) | +1.0% |
| Unemployment rate | 6.7% |
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| Population | 5,045,026 |
| Income adjusted for cost of living | $75,742 |
| Net moves in (IRS) | −21,215 |
| Cost of living (US = 100) | 98.6 |
Schools, risk and environment
| School rating (1 to 10) | 5.4 |
| FEMA hazard risk score (0 to 100) | 99.9 |
| Unhealthy air days a year | 38 |
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| Flood risk score | 100.0 |
| Wildfire risk score | 85.4 |
| Walkability (1 to 20) | 10.8 |
| Road, rail and air noise | 54 dB |
Questions people ask
- Is Harris County, TX overvalued?
- Home prices in Harris County, TX are slightly above what local incomes have historically supported: fair value is about $257,594, so the area is 7.3% overvalued.
- Is Harris County, TX a buyer's or seller's market?
- Harris County, TX is a buyer's market: homes take about 55 days to sell, listings are up 3% from a year ago, 19% of listings have had a price cut.
- Are home prices going down in Harris County, TX?
- Home values in Harris County, TX are down 2.0% over the last year. Zillow's forecast for the next 12 months is +0.3%.
- How much do you need to earn to buy a home in Harris County, TX?
- A household needs about $59,945 a year to afford the typical home in Harris County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,682.
Nearby and similar counties
Austin County, TXBrazoria County, TXChambers County, TXFort Bend County, TXGalveston County, TXLiberty County, TXMontgomery County, TXSan Jacinto County, TXWaller County, TX
ZIP codes in Harris County (open on the map)
770027700377004770057700677007770087700977010770117701277013770147701577016770177701877019770207702177022770237702477025770267702777028770297703077031770327703377034770357703677037770387703977040770417704277043770447704577046770477704877049770507705177054770557705677057770587705977060770617706277063770647706577066770677706877069770707707177072770737707477075770767707777078770797708077081770827708377084770857708677087770887708977090770917709277093770947709577096770987709977204773367733877339773457734677373773757737777379773887738977396774017742977433774477744977450774937750277503775047750577506775077752077521775307753277536775477756277571775867758777598