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Concho County, TX housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$148,501−1.0% YoY · prices are falling
Market right nowBuyer's marketMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$32,192About 0.6× the local median income ($57,030): affordable for a typical household
Days on market76 daysFaster than a year ago: sellers have the edge

The typical home in Concho County, TX is worth $148,501, down 1.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $200,565, so the area is 26.0% undervalued. It is a buyer's market: homes take about 76 days to sell, listings are up 5% from a year ago, 0% of listings have had a price cut. A household needs about $32,192 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,030. In the latest IRS figures, 12 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$148,501
Change in 1 year−1.0%
Overvalued %−26.0%
Show 6 more
Fair home value$200,565
Change in 5 years−20.6%
Home value to income2.6×
Monthly mortgage payment (20% down)$805
Income needed to afford it$32,192
Property tax rate1.68%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,131

Market activity

Listings vs a year ago+5.3%
Days on market76
Listings with a price cut0.0%
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Homes for sale20
Pending sales per 100 listings10
Asking price per sq ft$132

People and jobs

Median household income$57,030
Population change (1 year)+0.8%
Unemployment rate1.5%
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Population3,607
Income adjusted for cost of living$64,954
Net moves in (IRS)−12
Cost of living (US = 100)87.8

Schools, risk and environment

School rating (1 to 10)3.0
FEMA hazard risk score (0 to 100)4.5
Flood risk score4.0
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Wildfire risk score62.4
Walkability (1 to 20)5.1
Road, rail and air noise54 dB

Questions people ask

Is Concho County, TX overvalued?
Home prices in Concho County, TX are well below what local incomes have historically supported: fair value is about $200,565, so the area is 26.0% undervalued.
Is Concho County, TX a buyer's or seller's market?
Concho County, TX is a buyer's market: homes take about 76 days to sell, listings are up 5% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Concho County, TX?
Home values in Concho County, TX are down 1.0% over the last year.
How much do you need to earn to buy a home in Concho County, TX?
A household needs about $32,192 a year to afford the typical home in Concho County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,030.

Nearby and similar counties

ZIP codes in Concho County (open on the map)

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