Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$147,025+6.0% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$31,872About 0.6× the local median income ($55,835): affordable for a typical household
Days on market79 daysFaster than a year ago: sellers have the edge
The typical home in Coke County, TX is worth $147,025, up 6.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $175,462, so the area is 16.2% undervalued. It is a balanced market, leaning toward buyers: homes take about 79 days to sell, listings are up 22% from a year ago, 13% of listings have had a price cut. A household needs about $31,872 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,835. In the latest IRS figures, 54 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$147,025
Change in 1 year
+6.0%
Overvalued %
−16.2%
Show 6 more
Fair home value
$175,462
Change in 5 years
−10.0%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$797
Income needed to afford it
$31,872
Property tax rate
1.16%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+22.2%
Days on market
79
Listings with a price cut
13.3%
Show 3 more
Homes for sale
22
Pending sales per 100 listings
18
Asking price per sq ft
$104
People and jobs
Median household income
$55,835
Population change (1 year)
+0.7%
Unemployment rate
5.6%
Show 4 more
Population
3,412
Income adjusted for cost of living
$63,593
Net moves in (IRS)
+54
Cost of living (US = 100)
87.8
Schools, risk and environment
School rating (1 to 10)
6.4
FEMA hazard risk score (0 to 100)
3.7
Flood risk score
5.2
Show 3 more
Wildfire risk score
83.3
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Coke County, TX overvalued?
Home prices in Coke County, TX are well below what local incomes have historically supported: fair value is about $175,462, so the area is 16.2% undervalued.
Is Coke County, TX a buyer's or seller's market?
Coke County, TX is a balanced market, leaning toward buyers: homes take about 79 days to sell, listings are up 22% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Coke County, TX?
Home values in Coke County, TX are up 6.0% over the last year.
How much do you need to earn to buy a home in Coke County, TX?
A household needs about $31,872 a year to afford the typical home in Coke County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,835.