Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$147,877+4.1% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 18% have cut their price
Income needed to buy, per year$32,057About 0.6× the local median income ($53,656): affordable for a typical household
Days on market58 daysAbout the same pace as a year ago
Next 12 months+2.6%Zillow expects prices to rise slightly
The typical home in Potter County, TX is worth $147,877, up 4.1% from a year ago. That is well above what local incomes have historically supported: fair value is about $132,482, so the area is 11.6% overvalued. It is a seller's market: homes take about 58 days to sell, listings are down 10% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 2.6% over the next year. A household needs about $32,057 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,656. Typical rent is $1,133 a month, or $1,436 for a house. In the latest IRS figures, 712 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$147,877
Change in 1 year
+4.1%
Overvalued %
+11.6%
Show 7 more
Fair home value
$132,482
Change in 5 years
+24.7%
Zillow forecast, next 12 months
+2.6%
Home value to income
2.8×
Monthly mortgage payment (20% down)
$801
Income needed to afford it
$32,057
Property tax rate
1.46%
Rent and investing
Typical rent
$1,133
Typical rent for houses
$1,436
Price-to-rent ratio
10.9×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,107
Gross rental yield
9.20%
Cap rate (estimate)
5.98%
Market activity
Listings vs a year ago
−9.9%
Days on market
58
Listings with a price cut
18.3%
Show 3 more
Homes for sale
309
Pending sales per 100 listings
26
Asking price per sq ft
$137
People and jobs
Median household income
$53,656
Population change (1 year)
−0.1%
Unemployment rate
3.8%
Show 4 more
Population
114,453
Income adjusted for cost of living
$58,449
Net moves in (IRS)
−712
Cost of living (US = 100)
91.8
Schools, risk and environment
School rating (1 to 10)
6.0
FEMA hazard risk score (0 to 100)
90.5
Unhealthy air days a year
0
Show 4 more
Flood risk score
68.0
Wildfire risk score
95.1
Walkability (1 to 20)
11.1
Road, rail and air noise
53 dB
Questions people ask
Is Potter County, TX overvalued?
Home prices in Potter County, TX are well above what local incomes have historically supported: fair value is about $132,482, so the area is 11.6% overvalued.
Is Potter County, TX a buyer's or seller's market?
Potter County, TX is a seller's market: homes take about 58 days to sell, listings are down 10% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Potter County, TX?
Home values in Potter County, TX are up 4.1% over the last year. Zillow's forecast for the next 12 months is +2.6%.
How much do you need to earn to buy a home in Potter County, TX?
A household needs about $32,057 a year to afford the typical home in Potter County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $53,656.