Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$477,505−4.7% YoY · prices are falling fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 28% have cut their price
Income needed to buy, per year$103,513About 0.8× the local median income ($124,920): affordable for a typical household
Days on market65 daysAbout the same pace as a year ago
Next 12 months−0.9%Zillow expects prices to dip slightly
The typical home in Collin County, TX is worth $477,505, down 4.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $448,256, so the area is 6.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 65 days to sell, listings are down 3% from a year ago, 28% of listings have had a price cut. Zillow expects prices to fall about 0.9% over the next year. A household needs about $103,513 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $124,920. Typical rent is $1,716 a month, or $2,425 for a house. In the latest IRS figures, 18,388 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$477,505
Change in 1 year
−4.7%
Overvalued %
+6.5%
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Fair home value
$448,256
Change in 5 years
+11.8%
Zillow forecast, next 12 months
−0.9%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$2,588
Income needed to afford it
$103,513
Property tax rate
1.58%
Rent and investing
Typical rent
$1,716
Typical rent for houses
$2,425
Price-to-rent ratio
23.2×
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HUD Fair Market Rent, 2 bedrooms
$1,807
Gross rental yield
4.31%
Cap rate (estimate)
2.80%
Market activity
Listings vs a year ago
−2.7%
Days on market
65
Listings with a price cut
28.1%
Show 3 more
Homes for sale
4,620
Pending sales per 100 listings
31
Asking price per sq ft
$203
People and jobs
Median household income
$124,920
Population change (1 year)
+3.4%
Unemployment rate
4.2%
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Population
1,297,179
Income adjusted for cost of living
$121,164
Net moves in (IRS)
+18,388
Cost of living (US = 100)
103.1
Schools, risk and environment
School rating (1 to 10)
8.5
FEMA hazard risk score (0 to 100)
98.9
Unhealthy air days a year
23
Show 4 more
Flood risk score
96.8
Wildfire risk score
81.0
Walkability (1 to 20)
9.3
Road, rail and air noise
54 dB
Questions people ask
Is Collin County, TX overvalued?
Home prices in Collin County, TX are slightly above what local incomes have historically supported: fair value is about $448,256, so the area is 6.5% overvalued.
Is Collin County, TX a buyer's or seller's market?
Collin County, TX is a balanced market, leaning toward buyers: homes take about 65 days to sell, listings are down 3% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Collin County, TX?
Home values in Collin County, TX are down 4.7% over the last year. Zillow's forecast for the next 12 months is −0.9%.
How much do you need to earn to buy a home in Collin County, TX?
A household needs about $103,513 a year to afford the typical home in Collin County, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $124,920.