Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$242,109+2.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$52,484About 0.9× the local median income ($56,931): affordable for a typical household
Days on market64 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.7%Zillow expects prices to rise slightly
The typical home in Unicoi County, TN is worth $242,109, up 2.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $211,143, so the area is 14.7% overvalued. It is a buyer's market: homes take about 64 days to sell, listings are up 14% from a year ago, 24% of listings have had a price cut. Zillow expects prices to rise about 1.7% over the next year. A household needs about $52,484 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,931. In the latest IRS figures, 300 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$242,109
Change in 1 year
+2.7%
Overvalued %
+14.7%
Show 7 more
Fair home value
$211,143
Change in 5 years
+30.3%
Zillow forecast, next 12 months
+1.7%
Home value to income
4.3×
Monthly mortgage payment (20% down)
$1,312
Income needed to afford it
$52,484
Property tax rate
0.52%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,211
Market activity
Listings vs a year ago
+13.6%
Days on market
64
Listings with a price cut
24.1%
Show 3 more
Homes for sale
50
Pending sales per 100 listings
20
Asking price per sq ft
$197
People and jobs
Median household income
$56,931
Population change (1 year)
−0.4%
Unemployment rate
4.3%
Show 4 more
Population
17,856
Income adjusted for cost of living
$64,768
Net moves in (IRS)
+300
Cost of living (US = 100)
87.9
Schools, risk and environment
School rating (1 to 10)
5.2
FEMA hazard risk score (0 to 100)
10.6
Flood risk score
27.4
Show 3 more
Wildfire risk score
32.5
Walkability (1 to 20)
5.7
Road, rail and air noise
54 dB
Questions people ask
Is Unicoi County, TN overvalued?
Home prices in Unicoi County, TN are well above what local incomes have historically supported: fair value is about $211,143, so the area is 14.7% overvalued.
Is Unicoi County, TN a buyer's or seller's market?
Unicoi County, TN is a buyer's market: homes take about 64 days to sell, listings are up 14% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Unicoi County, TN?
Home values in Unicoi County, TN are up 2.7% over the last year. Zillow's forecast for the next 12 months is +1.7%.
How much do you need to earn to buy a home in Unicoi County, TN?
A household needs about $52,484 a year to afford the typical home in Unicoi County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,931.